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Centennial Bank · 3 months ago

Sr Commercial Real Estate Data Analyst

Tallahassee, FL

Full-time

Onsite

Senior Level

5+ years exp

Centennial Bank is seeking a Sr Commercial Real Estate Data Analyst to analyze credit and economic data related to various commercial real estate property types. The role involves managing loan portfolio data, ensuring data quality, and providing analytical support to assess loan portfolio risk exposures.

BankingFinanceFinancial Services

Responsibilities

Manage and monitor the loan portfolio data from an overall analytical perspective. This duty is performed daily, about 30% of the time

Ensure reasonableness (quality control) of existing data collected for loans. Determine if, when and how additional data needs to be collected. This duty is performed monthly, about 30% of the time

Develop, prepare and analyze loan concentration reports by type of loan, collateral, geography and industry. This duty is performed monthly, about 10% of the time

Analyze historic and predictive CRE portfolio performance by segments in different economic cycles and geographic locations. This duty is performed quarterly, about 10% of the time

Coordinate with DFAST team on data integrity and stress testing scenarios. This duty is performed as needed, about 5% of the time

Assist Deputy Chief Credit Officer with analysis and narratives of economic conditions and statistics useful in analyzing loan portfolio risk exposures. This duty is performed as needed, about 10% of the time

Assist Deputy Chief Credit Officer with economic and loan data analysis for preparation of the quarterly allowance for loan loss adequacy report. This duty is performed quarterly, about 5% of the time

Coordinate CoStar and Moody's REIS data analytics research for management

Provide supervision and oversight to maintain quality control of overall CRE data analyst function

The ability to work in a constant state of alertness and in a safe manner

Completes required BSA/AML training and other compliance training as assigned

Perform any other related duties as required or assigned

Qualification

Credit analysisCommercial real estateData analysisMicrosoft ExcelTableauPower BIAnalytical skillsManagement experienceTechnological aptitudeCommunication skillsCritical thinking

Required

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc

Equivalent to a four year college degree, plus 5 years related experience and/or training, and 1 to 6 months related management experience, or equivalent combination of education and experience

Ability to write reports, business correspondence, and policy/procedure manuals

Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public

Ability to read, analyze, and understand common scientific and technical journals, financial reports, and legal documents

Ability to respond to complex or difficult inquiries or complaints from customers, regulatory agencies, or members of the business community

Ability to write speeches and articles for publication that conform to prescribed style and format

Ability to effectively present information to top management, public groups, and/or boards of directors

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry

Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems

Ability to deal with nonverbal, logical or scientific symbolism such as formulas, scientific equations, and graphs

Ability to deal with a variety of abstract and concrete variables

Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws

Responsibilities may include but not limited to interviewing, hiring and training employees; planning, assigning and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems

Supervises a small group (1-3) of employees in the same or lower classification

Assigns and checks work; assists and instructs as required, but performs same work as those supervised, or closely related work, most of the time

Content of the work supervised is of a non-technical nature and does not vary in complexity to any great degree

The ability to work in a constant state of alertness and in a safe manner

Completes required BSA/AML training and other compliance training as assigned

Degree in business, finance, accounting, or economics

Minimum of 5+ years related experience and/or training in credit analysis, underwriting, or lending experience in commercial real estate with demonstrated knowledge of principals of accounting, finance, and economics

One to six months related management experience or equivalent of education and experience

Previous experience working with Commercial Real Estate lending, Credit analysis and portfolio management experience along with knowledge of various CRE property types, and strong analytical skills is desired

Analytically minded and possess good judgment

Proficient in Microsoft Word, Power Point with advanced knowledge of Excel charts, graphs and pivot tables

Advanced power user of Moody's REIS and CoStar CRE database property platforms

Ability to provide underwriting property data support to lending staff

Ability to write in-depth CRE property type reports, business correspondence, and policy/procedure manuals

Ability to effectively present information to various board committees and respond to questions from groups of executive management, regional managers, bank directors and bank regulators