Logix Federal Credit Union · 1 month ago
Consumer Loan Credit Officer Sr-Hybrid
US-CA-Valencia
Full-time
Hybrid
Senior Level
$36.32/hr - $54.48/hr
7+ years expLogix Federal Credit Union is a financial institution that focuses on consumer and real estate lending. They are seeking a Senior Consumer Loan Credit Officer who will evaluate members' credit needs, make credit decisions on complex loan requests, and coach loan officers on lending policies and procedures.
BankingFinancial ServicesInsuranceLendingMortgage
Responsibilities
Reviews and “decisions” loan applications, including those falling outside the matrix for Loan Officers
Combines credit scoring and sound judgment to make lending decisions for the benefit of the membership
Maintains Advance Approval Limits
Maintains standards in loan quality, member service, and audit integrity and compliance areas
Contributes to evaluating and recommending improvements to department functions (LOS, processes, policy, etc.) Coaches and mentors Loan Officers in interviewing members and underwriting decision process
Develops and utilizes resources to identify, prevent, and correct all areas of loan quality, Loan Officer training, and account integrity
Explains reasons for denial and explores options for members when loans are denied
Assists members and employees with the loan process and all underwriting issues
Assists in developing of new programs and methods to improve member services and save money for the Credit Union; implements new loan products and services in accordance with management direction
Inputs employee applications, completes the decision process, sets up funding instructions, and submits the service request to fund the loan
Ensures loans are reviewed, decisioned, and processed within established LFCU policies and procedures, and federal and state guidelines
Troubleshoots problems loans submitted by various delivery channels and collaborates with management and staff to resolve issues
Counsel internal and external customers regarding loan decisions, policies, procedures, and guidelines
Provides prompt, efficient, and courteous service to members and co-workers
Reviews funded loans and prepares assessments as directed by management
Cross-sells products and services offered at the credit union when appropriate
Identifies cross-sell opportunities and coaches Loan Officers on same
Validates and develops policies and procedures in line with Credit Union strategic planning
Works with peers and leadership from different functions and has an impact across the department
Assist new hires with underwriting training and with refresher training for existing Logix employees
Accomplish individual and departmental goals and objectives
May assist with various reports
May perform other duties when assigned
Must consistently report to work on time, as scheduled
Works with peers and leadership from different functions and has an impact across the department
Qualification
Required
Bachelor's degree preferred
A minimum of 7 years' experience in a financial institution as a consumer loan officer or underwriter, dealing with direct and indirect loans, vehicle loans, credit cards, and personal loans, with progressive limits
Thorough understanding of credit reports and how to interpret the data
Knowledge of NCUA regulations, consumer lending, loan collection concepts, and practices
Working knowledge of the Microsoft suite of office products
Ability to learn in-house and vendor owned systems and the ability to use general office equipment
The ability to work with all levels of management, credit union staff, and members
Broad knowledge of, and practical experience with, credit union or other financial institution operating areas, functions, products and services
Well-organized, efficient, detail-oriented, self-starter, able to work independently
Must be flexible and possess excellent phone manners and techniques
Ability to handle simultaneously multiple tasks and changing priorities efficiently and effectively
Own and solve complex tasks that are part of a large project and lead small projects on their own
Company
Logix Federal Credit Union
Logix is banking with a twist: customers become members and part-owners when they open an account here.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Ana Fonseca
President & CEO
A
Andrea Carpenter
EVP, Chief Operating Officer at Logix
Recent News
2025-04-28
2025-04-15
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