River Valley AgCredit · 1 month ago
Credit Analyst
Paducah, KY, United States
Full-time
Onsite
Senior Level
6+ years expRiver Valley AgCredit is a financial institution focused on agricultural lending, and they are seeking a Credit Analyst to perform independent analysis of loan requests. The role involves recommending approval, denial, or alternate structures while assisting in the development of procedures and processes to support the objectives of the position.
CreditFinanceFinancial Services
Responsibilities
Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses pertaining to a borrower’s historical operating performance. Independently discusses alternative structures, overall assessments and turnaround requirements with loan officer regarding their work. Prepares and reviews in-depth written analyses for relationship of all sizes and all levels of complexity, including those that gain the greatest exposure
Assist in overall workflow of a credit package between loan officer and decision. Communicates effectively and efficiently with loan officers to provide a seamless workflow of credit package. Ensure packages are within policy in accordance with the Credit Manual
Researches industry specific information from outside sources, including conversations with borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
Qualification
Required
Bachelor's degree in Finance, Accounting, Business or Economics
Six to eight years of well-developed credit skills
Must have ability to read documents from many sources
Must be able to communicate audibly in and with staff, customers and general public
Preferred
Master's degree in Finance, Accounting, Business or Economics
Knowledgeable in Microsoft Office Suite of products
Excellent organizational and analytical skills
Excellent skills in judgement, leadership, initiative and organization
Self-starter and ability to be assertive and arrive at sound business decisions
Problem-solving
Ability to assume responsibility without supervision
Exercises initiative and makes decisions within scope of assigned authority
Adapts to changes in the work environment, manages competing demands and changes approach or method to best fit the situation
Ability to deal with frequent changes, delays or unexpected events
Company
River Valley AgCredit
River Valley AgCredit is a financial consultancy that offers loans for agriculture and rural living purposes.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase