UniFi EF - Bank of Ann Arbor · 2 months ago
VP, Commercial Loan Officer
Farmington Hills,MI,US
Full-time
Onsite
Mid, Senior Level
5+ years expUniFi EF - Bank of Ann Arbor is seeking a VP, Commercial Loan Officer to create and maintain close relationships with clients and facilitate sales through creative loan products. The role primarily focuses on originating and managing commercial loan relationships, particularly in C&I Lending, while ensuring compliance with regulations and promoting bank products.
FinanceFinancial ServicesProfessional Services
Responsibilities
Contacts new and existing bank clients to determine commercial lending needs and establish or maintain a solid banking relationship; initiates commercial loans as determined by contact with client
Develops and retains commercial business, meeting with prospects and customers of moderate size and complexity in a designated region to achieve a moderate sales goal under limited supervision of more experienced personnel
Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and customers to close sales
Performs necessary ongoing research regarding the client’s business, including analysis of financial statements to maintain proper risk rating on assigned credits
Provides accurate and adequate documentation for loan files
Communicates bank loan decisions with client and services loan upon closing; communicates necessary information to review committee as required
Promotes bank products and services through community contacts and involvement
Maintain a strong community involvement
Assures compliance with required regulations including proper loan documentation
Makes calls independently but may be accompanied by more experienced personnel on larger account visits
Develops knowledge of commercial and other products and services, including loan policy, documentation, structuring and regulatory requirements
Continues developing network of outside referral sources for new business
Ensures that own work is in compliance with applicable laws, regulations and guidelines
Assumes additional responsibilities as required by the position
Qualification
Required
Minimum of 5 years previous lending experience, including background in credit analysis and commercial lending
Bachelor's degree required
High level of integrity
Ability to analyze financial statements, with solid attention to detail and accuracy
Demonstrated communication, organizational and customer service skills
Excellent communication skills (written, verbal, listening)
Detail-oriented and well-organized
Ability to represent the bank positively in the community
Ability to maintain confidentiality and adhere to the institution's privacy policies
Requires significant knowledge of bank products and services
Business, analytical, and technical sales expertise are necessary
Proficiency with personal computers and Microsoft applications (Outlook, Word, Excel and Power Point) or similar software
Ability to handle multiple priorities and produce results
Ability to work independently as well as part of a team
Ability to handle frequent changes
Self-motivated/takes initiative
Creative/innovative problem solver
Demonstrated analytical and problem solving skills
Excellent writing, speaking, and presentation skills
Ability to make critical decisions with little supervision
Possesses networking and business development skills
Proven aptitude for successful selling
Desire to work in a multi-tasking environment
Preferred
Degree in business, finance, accounting or management preferred
Experience utilizing SBA 7a and 504 Loan products preferred
Experience with CRM systems is preferred
Company
UniFi EF - Bank of Ann Arbor
UniFi Equipment Finance formerly, Ervin Leasing provides superior service with a variety of lease plans on virtually all types of commercial equipment.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
RJ Grimshaw
Chief Executive Officer I President
Company data provided by crunchbase