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TBK Bank, SSB · 2 weeks ago

Financial Crimes Investigator I

Bettendorf, IA

Full-time

Onsite

Entry Level

1+ years exp

TBK Bank is a subsidiary of Triumph, focused on making a difference in the lives of customers and communities. The Financial Crimes Investigator I will be part of the Enterprise Risk and Compliance Team, responsible for monitoring transactions, conducting investigations, and collaborating with other business lines to mitigate financial risks.

BankingFinanceFinancial ServicesFinTech

Responsibilities

Monitors quality control of frontline negotiable instruments in preparation for trend analysis

Decisions assigned enterprise-wide transaction monitoring, inclusive of Unusual Activity Referrals, and sanctions alerts according to BSA/AML Department procedures

Investigates transactions/scenarios/customer behavior and financial patterns in accordance with BSA/AML Department procedures for potential SAR filings

Collaborates with other lines of business on Dynamic Risk Scoring research

Updates risk mitigation data/tracking as applicable

File maintains customer risk score updates (High Risk customers, Money Service Businesses and Independent ATM Owner/Operators)

Reviews Cashier's Checks Issued Not Paid reports

Maintains 314(a) documentation

Drafts SAR narratives in accordance with BSA/AML Department procedures for standard financial crime typologies

Completes Enhanced Due Diligence reviews in accordance with BSA/AML Department procedures to include:

+ Analysis of transactional patterns

+ Review of applicable beneficial ownership

+ Negative news search

+ Risk conclusion narrative

Participates in BSA/AML/CIP/OFAC quality control reviews, audits, and exams by compiling requested items and producing various reports

Successfully completes foundational BSA/AML training and/or certification within 30 days of hire

Participates in meetings necessary to promote efficiency and prioritizing of tasks across the Enterprise Risk Management Team

Provides BSA/AML Back Office Support for the Retail line of business

Partners with various lines of business in an effort to fully understand customer relationships

Maintains a current understanding of BSA/AML money laundering and terrorism financing issues

Maintains strict confidentiality over customer information

Other duties as assigned

Qualification

BSA/AML knowledgeAnalytical skillsTechnical skillsMicrosoft Office SuiteDatabase reportingWriting skillsCommunication skillsDetail-orientedTeamworkSelf-starter

Required

Bachelor's degree (B.A.) preferred

1–2 years of experience in banking or foundational exposure to investigations

Strong writing, analytical, and communication skills, and must be able to multi-task and complete projects on time

Should be an organized, detail-oriented, self-starter with the ability to work independently or in teams, without supervision

Strong Technical Skills and proficiency in launching applications and maneuvering in a Windows based environment

Proficient in spreadsheet (formula usage and pivot tables) and database reporting applications; Microsoft Office Suite/internet navigation skills including proficiency with internet search engines

Ability to understand and analyze specific transactions and trends within customer accounts

Fundamental knowledge of general banking principles, philosophies, and operations

Ability to establish and maintain effective work relationships both internally and externally

Ability to adjust to a rapidly changing environment