Rapid Mortgage Company ยท 1 month ago
Mortgage Loan Processor (Spanish Speaking)
Rapid Mortgage Company is seeking a Bilingual Loan Processor to ensure the timely and accurate clearance of all Underwriting conditions. This role requires strong communication skills in both English and Spanish, along with the ability to manage and close 25+ files per month.
MortgageReal Estate
Responsibilities
Receive and review files from the Processing Assistant prior to submission to Underwriting, ensuring all necessary documentation is in place (refer to Processing checklist)
Upon file exiting Underwriting, conduct a Welcome call/email with borrower within 24 hours to review conditions, providing clear communication in either English or Spanish as needed
Immediately address actionable conditions, designating tasks to the Processing Assistant as appropriate and ensuring timely follow-up
Monitor daily alerts and manage redisclosures as required
Prepare for and attend weekly pipeline calls with loan Officers, discussing file progress, issue conditions or appraisal delays
Work closely with Underwriting and Management to resolve any issues, ensuring a smooth processing experience
Order appraisal revisions or final inspections as necessary; interact with insurance and title companies to resolve any issues
Address QC conditions promptly
Collaborate with Funding to ensure the timely delivery of the signed Closing Disclosure (CD) and address any changes in cash to close
Qualification
Required
Proficient in FHA, VA, USDA, Fannie Mae and Freddie Mac guidelines
Ability to run DU, LP and GUS
Minimum 1 year of experience with Encompass LOS
Strong understanding of TRID guidelines
At least 3 years of experience in the mortgage industry
Bilingual communication skills, with proficiency in both English and Spanish
Proficient in Microsoft Office
Preferred
Confidence to process and close 25+ files per month
Strong interpersonal, collaboration and organizational skills
Positive attitude and strong attention to detail
Ability to meet deadlines with sound judgement and prudent decision-making
High level of integrity and strong work ethic
Leadership experience is preferred by not required
Benefits
Health, dental, and vision insurance available day 1
Life insurance and LTD
Retirement plan
Paid time off and holidays
Can be fully remote, or hybrid in the Cincinnati or Columbus, OH area
Opportunities for career development and advancement