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Mission Bank · 1 month ago

Relationship Manager Development Program (RMDP) Ag

Bakersfield, CA

Full-time

Onsite

New Grad, Entry Level

$75K/yr - $75K/yr

Mission Bank is seeking candidates for their Relationship Manager Development Program in the Ag Division. This training role involves analyzing credit information and developing into a Relationship Manager within 18-24 months while maintaining customer relations and ensuring compliance with banking regulations.

BankingFinanceFinancial Services

Responsibilities

Successfully completes all training aspects of the Relationship Manager Development Program (RMDP)

Assists Relationship Managers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends

Prepares spreadsheets and analyzes financial information including financial statements and tax returns

Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons

Underwrite loan requests for RM review; makes recommendation on loan structures and terms to loan officers

Assist Relationship Managers in the review and renewal of credit facilities, and annual loan reviews of term loan customers to determine that current risk grades are still accurate

Make 1-5 weekly calls to businesses to build and strengthen relationships, with call volume increasing as progress is made through the development program

Provide direct assistance to Regional Presidents and Relationship Managers (lenders) and accompanying on customer calls, as needed

Qualification

Credit analysisFinancial statement analysisMicrosoft SuiteCustomer service orientationAgriculture industry knowledgeCommunication skillsOrganizational skillsTime managementWork independently

Required

Bachelor's degree in General Business, Ag Business, Finance, Accounting, or related field; or five years related experience; or the equivalent combination of education and experience

Proficiency in Microsoft Suite, including Excel

Possess a strong customer service orientation, and a willingness to place the customer first

Possess strong written/verbal communication skills as well as excellent organizational/time management skills

Ability to work with minimal supervision while performing duties