Truist · 1 month ago
Wealth Credit Delivery Portfolio Manager II or Sr. Portfolio Manager
Atlanta, GA
Full-time
Onsite
Senior Level
7+ years expTruist is a financial institution seeking a Wealth Credit Portfolio Manager to manage loan transactions and credit relationships with high net worth clients. The role involves underwriting loans, structuring terms, and providing portfolio management for complex credit requests while collaborating with various partners within the organization.
BankingFinanceFinancial Services
Responsibilities
Independently structure loan terms, covenants and pricing to recommend deals to credit risk management
Role will handle the largest and most complex wholesale loan requests and borrower relationships within the wealth portfolio
Credit requests have a variety of business structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, working capital facilities, yacht/airplane financing, corporate finance transactions, concentrated stock/highly structured securities-backed and unsecured facilities
Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request
Identify key borrower and transaction risks, providing mitigants or otherwise proposing alternative loan structures where appropriate
Prepare concise, well-thought out credit packages, outlining transaction request and purpose; borrower overview including financial profile; strengths; risk & mitigants; and proposed recommendation for presentation to credit risk management
Negotiate legal documents; involved in the closing process for portfolio loan transactions
Manage end-end credit delivery process, in partnership with cross-functional partners such as internal legal and/or outside counsel, loan fulfillment, and loan servicing, in order to meet client expectations
Actively communicate throughout the process with the advisor team, and in some cases directly with the client, in order to manage expectations
Continuously act with a sense of urgency
Engage with clients and prospects to understand financial profile and discuss credit opportunities
Manage assigned portfolio by monitoring performance and trends, identifying issues early and following through for remediation
Coordinate credit and loan portfolio administration activities such as loan renewals and modifications, completion of periodic (at least annual) credit reviews, frequent review of financial statements and related internal risk ratings, management of covenant compliance and ongoing collateral monitoring
Have a strong understanding of industry and regulatory trends, including knowledge of competitors and loan market dynamics
Continuously monitor industry and regulatory trends for issues that could impact borrowers within loan portfolio
Qualification
Required
Bachelor's Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience
Minimum of seven (7) years in structured wealth lending or with large commercial credit solutions
Demonstrates strong decision making skills and ability to balance business development and risk mitigation
Excellent proven oral and written communication skills
Strong client relationship skills
Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management
Experience with structured wealth lending underwriting or with large commercial credit solutions
Preferred
Completion of formal bank credit training program from a well-respected financial institution
Experience with underwriting and monitoring specialty industries, such as law firms or medical practices
Strong industry and product knowledge
Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment
Solid legal and loan structuring fundamentals
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
No less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment
10 sick days (also prorated)
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
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