Central Bank · 1 month ago
Commercial Portfolio Manager
Springfield, MO, 65804, United States
Full-time
Onsite
Mid, Senior LevelCentral Bank is seeking a Commercial Portfolio Manager who will be a key member of the commercial lending team. The role involves managing a diverse portfolio of commercial credit relationships, underwriting credit facilities, and ensuring compliance with bank policies while fostering strong client relationships.
FinanceFinancial Services
Responsibilities
Manage a portfolio of commercial borrowing relationships
Underwrite new and renewed credit facilities, including market analysis, financial analysis, risk assessment, and structuring
Define borrowers and guarantors, loan structure, credit terms, and financial covenants
Perform risk rating analysis and document credit decisions and modifications
Monitor ongoing financial performance, covenant compliance, and collateral adequacy
Partner with Commercial Loan Officers to form a “deal team” and participate in periodic customer calls to establish strong working relationships with clients
Identify client needs and provide tailored banking solutions
Communicate directly with clients regarding credit events and actions
May assist in closing commercial loan business and expanding existing relationships as needed
Ensure compliance with bank policies, procedures, and all applicable laws and regulations
Review and assist with loan documentation and booking processes
Collaborate with Lending teams regarding past dues, documentation exceptions, financial analysis updates
Support the resolution of problem assets in collaboration with the lending and credit teams
Collaborate with Lending Teams, Credit Teams and Loan Assistants for overall portfolio management and performance
Provide input on workflow and process improvements
Mentor junior team members and contribute to a collaborative team environment
Periodically Represent the bank in the community and at industry events
Participate in internal training and development programs
May be assigned work or training at other locations
Perform other duties as assigned
Qualification
Required
Strong collaboration skills with Loan Officers, Credit Analysts, and Loan Assistants
Experience in managing a diverse portfolio of commercial credit relationships
Ability to underwrite new and renewed credit facilities, including market analysis, financial analysis, risk assessment, and structuring
Knowledge of defining borrowers and guarantors, loan structure, credit terms, and financial covenants
Experience in performing risk rating analysis and documenting credit decisions and modifications
Ability to monitor ongoing financial performance, covenant compliance, and collateral adequacy
Experience in client relationship development and business development
Ability to identify client needs and provide tailored banking solutions
Strong communication skills to interact directly with clients regarding credit events and actions
Knowledge of compliance with bank policies, procedures, and all applicable laws and regulations
Experience in reviewing and assisting with loan documentation and booking processes
Ability to collaborate with Lending teams regarding past dues, documentation exceptions, financial analysis updates
Experience in supporting the resolution of problem assets in collaboration with lending and credit teams
Ability to mentor junior team members and contribute to a collaborative team environment
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
Founded in 1955
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
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