Western Alliance Bank · 1 month ago
Underwriter III - Non-Delegated Mortgage
United States
Full-time
Remote
Mid LevelAmeriHome Mortgage is a Western Alliance Bank company, focused on providing quality mortgage solutions. As a Mortgage Underwriter III, you will be responsible for underwriting loans and ensuring compliance with company and investor standards.
BankingFinanceFinancial Services
Responsibilities
Underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards
Reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays
Manage individual pipeline on a daily basis by completing Conventional loans, Non-Agency (including Bank Statement, Jumbo, and DSCR programs), simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
Identify any document deficiencies, request additional information and/or documentation from Clients as needed
Navigate and interpret all Agency, Non-Agency and company guidelines
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
Experience associated with client-initiated scenario questions and ability to provide live assistance with loan structure and solution-based guidance
Qualification
Required
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Loan quality and risk management experience
Excellent Customer/Client service skills
Ability to work in a fast-paced production environment
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and Time Management skills
Ability to learn and adapt to guideline changes
Knowledge of FNMA and FHLMC guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
Preferred
Encompass LOS experience
Project management experience
Benefits
Competitive salaries
An ownership stake in the company
Medical and dental insurance
Time off
A great 401k matching program
Tuition assistance program
An employee volunteer program
A wellness program
Company
Western Alliance Bank
Western Alliance Bank is a banking firm that offers commercial and business banking solutions.
Founded in 1994Phoenix, Arizona, USA
1001-5000 employees
H1B Sponsorship
Western Alliance Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (42)
2024 (30)
2023 (49)
2022 (28)
2021 (13)
2020 (10)
Funding
Current Stage
Public CompanyTotal Funding
$400M2025-11-19Post Ipo Debt· $400M
2005-06-30IPO
Leadership Team
Tim Boothe
Chief Operating Officer
Barbara Kennedy
Chief Human Resources Officer
Recent News
Morningstar.com
2026-01-09
Company data provided by crunchbase