RCB Bank · 1 month ago
Senior Mortgage Loan Originator
RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles. The Senior Mortgage Loan Originator is responsible for providing excellent customer service, promoting bank products, and training new Mortgage Loan Originators.
BankingCommunitiesFinancial ServicesInsurance
Responsibilities
Responsible for providing excellent customer service and promoting Bank product/services while maintaining good relationships with current clients, past clients and Real Estate professionals
Responsible for training and providing assistance to new or existing Mortgage Loan Originators
Must have good interpersonal and communication skills to generate referral business and leads
Participate in training for marketing, sales and scenario techniques to effectively sell, package and close consumer mortgages
Generate loans from outside sales calls including, but not limited to Real Estate Companies, Builders, Relocation Companies, and the Public
Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs and disclosures as required
Work with Operations team to ensure that all loan conditions and closing dates are met
Negotiate terms and conditions of loans with customers
Maintain a working file for the office as required for compliance
Stay abreast of trends in developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to mortgage products
Demonstrate the ability to produce significant volume for their market
Complete other duties as assigned by management
Qualification
Required
Must have good interpersonal and communication skills to generate referral business and leads
Participate in training for marketing, sales and scenario techniques to effectively sell, package and close consumer mortgages
Generate loans from outside sales calls including, but not limited to Real Estate Companies, Builders, Relocation Companies, and the Public
Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs and disclosures as required
Work with Operations team to ensure that all loan conditions and closing dates are met
Negotiate terms and conditions of loans with customers
Maintain a working file for the office as required for compliance
Stay abreast of trends in developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to mortgage products
Demonstrate the ability to produce significant volume for their market
Complete other duties as assigned by management
Financial organizational skills and financial information understanding
Minimum of seven (7) years' experience in mortgage lending functions
Customer Service experience
Some sales experience preferably in the mortgage industry
High school diploma or GED required
NMLS or the ability to obtain NMLS registration
Extensive knowledge of mortgage software systems
Extensive knowledge of FHA, FNMA, FHLMC, VA and Rural Development guidelines
Extensive knowledge involving compliance with RESPA and MDIA
Strong verbal and written communication skills
Ability to maintain confidentiality
Ability to work in fast-paced environment, managing multiple tasks/projects and deadlines simultaneously
Ability to manage detailed tasks/projects with accuracy while meeting stringent deadlines
Self-motivated; organized; and able to prioritize tasks
Preferred
Bachelor's Degree
Benefits
Comprehensive benefit package (eligibility requirements apply)
Company
RCB Bank
RCB Bank works to become a strong and reliable financial institution within the community.
Funding
Current Stage
Late StageLeadership Team
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