Senior Mortgage Loan Originator jobs in United States
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RCB Bank · 1 month ago

Senior Mortgage Loan Originator

RCB Bank has been a responsible employer since 1936, dedicated to building relationships and contributing to communities. The Senior Mortgage Loan Originator is responsible for providing excellent customer service, promoting bank products and services, and training new Mortgage Loan Originators while maintaining strong relationships with clients and real estate professionals.

BankingCommunitiesFinancial ServicesInsurance
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Growth Opportunities

Responsibilities

Must have good interpersonal and communication skills to generate referral business and leads
Participate in training for marketing, sales and scenario techniques to effectively sell, package and close consumer mortgages
Generate loans from outside sales calls including, but not limited to Real Estate Companies, Builders, Relocation Companies, and the Public
Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs and disclosures as required
Work with Operations team to ensure that all loan conditions and closing dates are met
Negotiate terms and conditions of loans with customers
Maintain a working file for the office as required for compliance
Stay abreast of trends in developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to mortgage products
Demonstrate the ability to produce significant volume for their market
Complete other duties as assigned by management

Qualification

Mortgage software systemsFHA guidelinesFNMA guidelinesFHLMC guidelinesVA guidelinesRural Development guidelinesRESPA complianceMDIA complianceCustomer serviceSales experienceInterpersonal skillsCommunication skillsOrganizational skillsSelf-motivatedConfidentiality

Required

Must have good interpersonal and communication skills to generate referral business and leads
Financial organizational skills and financial information understanding
Minimum of seven (7) years' experience in mortgage lending functions
Customer Service experience
Some sales experience preferably in the mortgage industry
High school diploma or GED required
NMLS or the ability to obtain NMLS registration
Extensive knowledge of mortgage software systems
Extensive knowledge of FHA, FNMA, FHLMC, VA and Rural Development guidelines
Extensive knowledge involving compliance with RESPA and MDIA
Strong verbal and written communication skills
Ability to maintain confidentiality
Ability to work in fast-paced environment, managing multiple tasks/projects and deadlines simultaneously
Ability to manage detailed tasks/projects with accuracy while meeting stringent deadlines
Self-motivated; organized; and able to prioritize tasks

Preferred

Bachelor's Degree Preferred

Benefits

Comprehensive benefit package (eligibility requirements apply)

Company

RCB Bank

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RCB Bank works to become a strong and reliable financial institution within the community.

Funding

Current Stage
Late Stage

Leadership Team

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Brandi Doty
SVP, Chief Compliance Officer
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Nick Marks
Senior Vice President, Chief Risk Officer
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Company data provided by crunchbase