Central Bank · 3 days ago
Credit Analyst
Jefferson City, MO
Full-time
Onsite
Entry Level
1+ years expCentral Bank is seeking a Credit Analyst to prepare various loan system reports and conduct financial analysis reviews. The role involves monitoring credit files, reviewing loan documentation, and assisting with compliance audits, while also providing support to commercial lending staff.
FinanceFinancial Services
Responsibilities
Preparation of various loan system reports, including those that are submitted to the Board of Directors on a monthly basis
Preparation of technical exception reports, non-conforming loan reports, etc., for the eventual benefit of loan officers and Board of Directors
Responsible for completing financial analysis reviews assigned and loan proposals
Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same
Responsible for the entering of financial statement tracking, which includes entering information into the tracking system and also into the CASH software
This includes spreading all financial statements when they are received
Monitor credit files to ensure adequacy of documentation and timeliness of financial statements
Generate letters on a timely basis requesting current financial statements from customers
Review all downgraded loans to ensure we have proper real estate valuations in each file
Order re-evaluations as deemed necessary
Review and update loan documentation as required in loan policies and bank regulations
Keep abreast of changes in regulation and procedures that affect loan documentation and compliance
Assist with the appraisal process; including but not limited to; ordering appraisals, reviewing appraisals, and maintaining communication between bank and vendors
Perform various compliance related audits and projects as assigned
Attend training sessions to learn about the regulations that pertain to commercial loans and train other commercial loan personnel about the changes in regulations as they occur
Examine files systematically for adequacy of credit and/or deficiencies and report examination results to the supervisor, other officers or management as requested
Assist external and internal auditors in their reviews
Provide support to commercial lending staff and officers as needed
Qualification
Required
Knowledge, skill and mental development equivalent to the completion of a bachelors degree (in the field of business), which includes specific courses in accounting and finance
One year of bank audit experience and knowledge of bank credit review, audit and/or compliance procedures and policies
Strong computer software knowledge of and skills and experience with word processing and spreadsheet software, preferably Word and Excel
Good verbal communication skills as evidenced by the ability to interact both face-to-face and over the telephone with examiners, consultants, auditors, customers and co-workers
Demonstrated ability to use tact, diplomacy, and a professional personal appearance, when dealing with examiners, consultants, auditors, customers and co-workers
Ability to manage multiple tasks simultaneously in a fast-paced environment
Strong customer service and relations skills
Creativity and initiative
Organizational and time management skills
Analytical and problem-solving abilities
Good written communication skills
Good proof reading and editing skills
Accuracy and attention to detail
Benefits
$500 referral bonus
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
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