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Chase · 1 month ago

Executive Director - Consumer Card Acquisitions Risk - Travel & Entertainment (T&E) Co-Brand & Judgmental Lending Oversight

201 N Walnut St, Wilmington, DE, 19801, US

Full-time

Onsite

Senior Level, Lead/Staff

10+ years exp

Chase is a leading financial services firm, and they are seeking an Executive Director to lead their Consumer Card Acquisitions Risk team. This role involves managing credit risk criteria for Travel & Entertainment Co-brand card products while ensuring business growth and compliance with risk appetite.

BankingFinancial Services

Responsibilities

Oversee the development and ongoing refinement of credit risk criteria for T&E Co-brand card products, ensuring alignment with business growth objectives and risk appetite

Evaluate loss, profitability, and anticipated customer behavior for new products and channels. Provide recommendations to support successful launches and sustainable growth

Closely monitor loss and delinquency trends, proactively identifying opportunities for criteria enhancements and risk mitigation

Maintain regular meetings with general managers of T&E products to present and discuss approval rates, delinquency performance drivers, and strategic recommendations

Serve as a key point of contact for external co-brand partners, sharing insights on application volume, credit quality trends, and upcoming modeling and credit criteria enhancements

Monitor the performance of judgmental lending decisions, providing expert guidance and support to ensure optimal outcomes

Support ongoing internal and external audits by maintaining robust documentation and controls, ensuring compliance with regulatory and policy requirements

Qualification

Credit risk managementProduct developmentRisk analyticsStakeholder managementConsumer lending P&LsAnalytical skillsAudit processesDocumentation controlsStrategic thinkingProblem-solving skillsCommunication skillsPresentation skillsTeam leadership