First Guaranty Bank · 1 month ago
Commercial Lender
Walker, LA
Full-time
Onsite
Mid Level
3+ years expFirst Guaranty Bank is committed to maintaining customer confidence and values its employees as its greatest asset. The Commercial Lender position is responsible for identifying and cultivating customer relationships, prospecting for new leads, and managing loan and banking products to meet customer needs.
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Responsibilities
Attend to the needs of present and potential customers seeking a banking relationship that may involve unsecured funds and/or credit secured by mortgages or other banking products
Interview applicants to develop information concerning their business or consumer needs, desires, repayment ability and earnings to determine the viability of the relationship
Obtain and direct the analysis of all financial data
Conduct credit checks and make on site visits
Take the banking relationship through the credit process, deposit process and ancillary bank products process
Responsible for growth of individual loan portfolio and achieving loan production goals, deposit goals, and referral goals
Follow current loans to ensure complete conformity with terms and identification of developing trends
Work past due loans to ensure they are kept current
Stay abreast of portfolios risk ratings, work high risk credits out of the bank, enhance relationships with stronger credits
Responsible for cross selling activities including Deposit products, cash management referrals and referring business to any other internal partners
Perform required outside calling activity and record it in the Bank’s CRM program
Provide customers with routine platform services, such as approving checks for cashing, loan draws, or addressing customer requests
Work with Customers to correct/clear loan exceptions (financial, covenant, collateral, etc.) as needed
Represent First Guaranty Bank in the community
Adhere to BSA/AML policy and all other bank policies
Other duties and responsibilities as may be assigned by supervisor
Qualification
Required
3 years lending experience. May substitute for related experience at management discretion
Strong sales skills
Strong organizational and communication skills
Time Management
High school diploma or equivalent
Preferred
Formal credit training preferred
college degree preferred
Benefits
Medical
Dental
Vision
Basic life/AD&D insurance
Prescription drug benefits
Long term disability
Salary continuance (short-term disability)
Paid holidays
Paid vacation and sick leave
Tuition reimbursement program
401k
Section 125 cafeteria plan
Opportunity to earn FGB stock grants
Company
First Guaranty Bank
First Guaranty Bank is a community oriented savings bank.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2015-11-12IPO
Leadership Team
Coby Pennington, CISSP, CCSP
Chief Information Security Officer
Desiree Simmons, CFMP
Chief Administrative Officer
Recent News
MarketScreener
2025-08-25
2025-02-26
2023-11-08
Company data provided by crunchbase