Central Bank ยท 1 day ago
Commercial Portfolio Manager
Springfield, MO
Full-time
Onsite
Mid Level
3+ years expCentral Bank is seeking a Commercial Portfolio Manager to join their commercial lending team. This role is responsible for managing a diverse portfolio of commercial credit relationships, including underwriting new credit facilities, ensuring compliance with regulations, and developing client relationships. The position requires collaboration with various teams to maintain portfolio performance and client satisfaction.
FinanceFinancial Services
Responsibilities
Manage a portfolio of commercial borrowing relationships
Underwrite new and renewed credit facilities, including market analysis, financial analysis, risk assessment, and structuring
Define borrowers and guarantors, loan structure, credit terms, and financial covenants
Perform risk rating analysis and document credit decisions and modifications
Monitor ongoing financial performance, covenant compliance, and collateral adequacy
Partner with Commercial Loan Officers to form a 'deal team' and participate in periodic customer calls to establish strong working relationships with clients
Identify client needs and provide tailored banking solutions
Communicate directly with clients regarding credit events and actions
May assist in closing commercial loan business and expanding existing relationships as needed
Ensure compliance with bank policies, procedures, and all applicable laws and regulations
Review and assist with loan documentation and booking processes
Collaborate with Lending teams regarding past dues, documentation exceptions, financial analysis updates
Support the resolution of problem assets in collaboration with the lending and credit teams
Collaborate with Lending Teams, Credit Teams and Loan Assistants for overall portfolio management and performance
Provide input on workflow and process improvements
Mentor junior team members and contribute to a collaborative team environment
Periodically Represent the bank in the community and at industry events
Participate in internal training and development programs
May be assigned work or training at other locations
Perform other duties as assigned
Qualification
Required
Preferred bachelor's degree or equivalent combination of education, training, and experience
At least three years of credit analysis and/or loan review experience
Knowledge of bank lending procedures, lending regulations, lien laws, collection/bankruptcy regulations, and loan documentation
Ability to analyze financial statements and loan risk
Good judgment skills and ability to make decisions within prescribed guidelines
Strong customer relations skills and ability to work cooperatively with employees and customers
Strong organizational skills and attention to detail
Ability to represent the bank in the community
Ability to operate office equipment and interpret various instructions
Valid driver's license and acceptable driving record for bank insurance purposes
Knowledge of commercial lending and real estate field, including appraisals, deeds, and lien recording
Research and solve problems, work independently, handle confidential information and manage multiple tasks
Thorough knowledge of bank products and services
Ability to identify client needs, present banking solutions and bank products
Ability to recognize closing opportunities and retain and grow customer relationships
Ability to read, write, and speak English
Excellent verbal, listening and communication skills
Ability and desire to work as part of a team, and with people of diverse backgrounds
Willingness to assume additional responsibilities, duties, and projects as they arise
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
Company data provided by crunchbase