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Tinker Federal Credit Union · 1 month ago

Mortgage Loan Officer - External

4140 I-40, Oklahoma City, OK 73108, USA

Full-time

Onsite

Entry, Mid Level

2+ years exp

Tinker Federal Credit Union is the largest and best credit union in Oklahoma, currently seeking a Mortgage Loan Officer – External. The role involves generating new mortgage business, expanding market presence, and maintaining industry knowledge to facilitate the loan origination process.

BankingFinanceFinancial ServicesLendingNon Profit

Comp. & Benefits

Responsibilities

Generating new mortgage business through proactive outreach, cold-calling, and cultivating strong relationships with realtors, builders, vendors, and community partners

Expanding TFCU’s market presence by identifying and developing new business opportunities, building a robust referral network, and representing TFCU at community and industry events

Maintaining a thorough knowledge of real estate practices, mortgage products, and industry regulations by attending training sessions and applying this expertise throughout the loan origination process

Qualification

Mortgage industry experienceNMLS LicenseMortgage regulationsUnderwriting proceduresReal estate practicesCommunication skillsOrganizational skillsNegotiation skillsAttention to detailTime management

Required

An associate's degree in business or a relatable field

Two years of mortgage industry experience

Applicable financial institution and/or military experience may be substituted for education at the rate of two years of experience for one year of education

Applicable additional education levels may be eligible to satisfy experience requirements

Incumbent Bonding REQUIRED by TFCU's chosen authority

Valid driver's license, maintaining an acceptable Motor Vehicle Record

NMLS License

SAFE Act registration required

TFCU University certification required

Skilled at identifying and cultivating new business opportunities through networking, cold outreach, and referral partnerships

Ability to efficiently plan and execute outreach strategies across assigned markets

Strong knowledge of mortgage lending regulations and processes, including FNMA, VA, TILA, Fair Housing laws, the Home Mortgage Disclosure Act, and federal/state lending requirements

Expertise in underwriting procedures, automated underwriting systems, escrow processes, and loan origination systems

Solid understanding of real estate practices, contracts, property valuation, and applicable laws

Proven ability to analyze credit reports, financial statements, and risk profiles to make sound lending decisions

Excellent communication and negotiation skills to guide members through complex loan processes and structure competitive terms

Delivers personalized service that fosters long-term client loyalty

High level of accuracy and attention to detail with strong organizational and time management skills to manage multiple applications and meet closing benchmarks

Ability to adapt quickly to changing regulations, technology, and market conditions

Demonstrates knowledge of TFCU products and procedures once familiarity with TFCU is gained

Must be willing and able to operate a motor vehicle daily to travel to client sites and other business locations

Must be able to travel independently, to include operating a motor vehicle in cities and rural or remote areas not accessible by public transportation

Must be able to transport materials, equipment, and other business-related items