Denkyem Co-op · 1 month ago
Director of Lending
Renton, WA
Full-time
Hybrid
Lead/Staff
$103K/yr - $103K/yrDenkyem Co-op is a Social Purpose Corporation dedicated to advancing economic mobility through entrepreneurship. The Director of Lending is responsible for managing the full lending cycle, overseeing a $4M loan portfolio, and ensuring that loan products and processes align with the organization's mission of community impact.
Financial ServicesLendingPersonal Finance
Responsibilities
Manage the end-to-end lending workflow, including origination, borrower qualification, underwriting, documentation, and disbursement
Partner with Marketing to support outreach and deal-sourcing strategies
Track and report pipeline performance across lending channels
Conduct due diligence on credit, finance, and community impact to guide lending decisions
Implement culturally responsive, non-traditional lending approaches that align with Denkyem's mission
Ensure loans close accurately, timely, and in compliance with policies and regulations
Oversee servicing, monthly invoicing, monitoring, and borrower communications
Monitor portfolio quality and implement corrective actions when needed
Maintain and improve use of loan management systems and vendor relationships
Translate organizational strategy into actionable annual objectives for the lending team
Support the Loan Committee with analysis and recommendations; provide input to leadership on lending policy and practices
Manage the lending department budget and cash flow in partnership with Finance
Contribute to evolving lending programs and services to meet community and organizational needs
Foster a data-informed culture, ensuring accurate tracking of lending and portfolio metrics
Prepare timely, accurate reports on loan performance, portfolio health, and departmental budgets
Support funder and investor reporting requirements; ensure compliance with all relevant regulations and agreements
Maintain quality controls for data integrity across loan management and CRM tools
Provide regular performance metrics and operational insights to senior leadership
Collaborate with Marketing to align outreach activities with lending criteria and deployment goals
Build and sustain partnerships with community organizations and referral sources
Represent Denkyem externally with borrowers, funders, and community partners
Share insights, stories, and impact examples to support organizational communications
Qualification
Required
Strong background in mission-driven lending
Demonstrated excellence in borrower engagement, balancing empathy with sound judgment
Skilled in credit risk analysis, loan underwriting, and portfolio management
Strong organizational, problem-solving, and multi-tasking abilities
Proficiency in loan management systems, CRM tools, and data analytics
Excellent written and verbal communication skills, including reporting and presentations
Collaborative mindset with the ability to work across departments and with external stakeholders
Bachelor's degree in business, finance, accounting, public policy, or organizational leadership—or equivalent experience
Demonstrated experience managing a loan fund and portfolio (current portfolio ~ $4M)
Experience hiring, training, and developing junior team members and building scalable systems
Preferred
Experience with CDFIs, impact funds, or community-based financial institutions preferred
Benefits
Health, vision, dental benefits for employees and dependents
Flexible hybrid work built on trust and autonomy
Unlimited PTO plus 11 paid holidays
Seattle Paid Sick & Safe Time (PSST)
Paid Family & Medical Leave (WPFML)
A culture of care, equity, and continuous learning
Commitment to pay equity and transparency
Company
Denkyem Co-op
Providing Access to Affordable loans for black-owned businesses in the Puget Sound region.
Founded in 2018
0-1 employees
Funding
Current Stage
Early StageLeadership Team
Dion Cook
Founder & CEO
Mele Miller
Fractional CFO/COO
Company data provided by crunchbase