Underwriter jobs in United States
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SageSure · 2 days ago

Underwriter

SageSure is a leader in catastrophe-exposed property insurance, seeking a detail-oriented and analytical Homeowners Underwriter. The role involves evaluating risks, assessing policy applications, and making sound underwriting decisions to ensure compliance and profitability.

Commercial InsuranceFinancial ServicesInsuranceProperty Insurance
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H1B Sponsor Likelynote

Responsibilities

Review and analyze new and renewal applications for homeowners insurance coverage
Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections)
Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment
Approve, modify , or decline insurance applications in accordance with company underwriting guidelines and state regulations
Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships
Maintain accurate documentation of underwriting decisions and correspondence in the policy management system
Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant
Participate in training and development activities to continually improve underwriting knowledge and skills

Qualification

Homeowners insurance underwritingRisk assessmentAnalytical skillsIndustry certificationsMicrosoft Office proficiencyWorkload managementCommunication skillsInterpersonal skillsAttention to detailDecision-making abilities

Required

2–5 years of personal lines insurance underwriting experience, preferably in homeowners insurance

Preferred

Bachelor's degree in business, finance, insurance, or a related field (preferred)
Industry certifications (e.g., CPCU, AINS, AU) are a plus
Strong analytical and decision-making abilities
Excellent communication and interpersonal skills
Attention to detail with a focus on accuracy and risk assessment
Ability to manage workload effectively and meet deadlines in a fast-paced environment
Proficient in Microsoft Office and underwriting tools

Benefits

Generous health benefits
Tuition reimbursement
Wellness allowance
Paid volunteer time off
A matching 401K plan

Company

SageSure

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SageSure offers property and casualty insurance solutions tailored for homeowners in regions prone to natural catastrophes.

H1B Sponsorship

SageSure has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (3)
2023 (4)
2022 (2)
2021 (1)
2020 (2)

Funding

Current Stage
Late Stage
Total Funding
$900M
Key Investors
Wintrust FinancialAres ManagementCitizens Bank
2025-07-11Debt Financing· $100M
2023-05-16Private Equity· $250M
2023-03-28Debt Financing· $50M

Leadership Team

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Terrence McLean
Co-Founder, President, and CEO
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Colin Smith
Chief Operating Officer
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Company data provided by crunchbase