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Guardian Life · 2 weeks ago

Underwriting Manager Executive Benefits

Bethlehem, PA

Full-time

Hybrid

Mid, Senior Level

$86K/yr - $142K/yr

5+ years exp

Guardian Life is seeking a self-assured Underwriting Manager for Executive Benefits to lead their underwriting team. The role involves developing underwriting guidelines, collaborating with various teams, and ensuring compliance with regulatory standards.

DentalFinancial ServicesHardwareInsuranceLife Insurance

No H1B

Responsibilities

Develop and enforce underwriting guidelines, workflows and standard processes

Partner with Sales and Distribution teams to support producer relationships

Collaborate with product, actuarial and operations teams to deliver client focused solutions

Monitor KPIs and ensure underwriting decisions align with risk appetite

Drive improvements in execution and efficiency in risk assessment and renewal process

Serve as escalation point for challenging cases and exceptions

Ensure adherence to compliance and quality standards

Qualification

LifeDisability underwritingRisk assessmentUnderwriting principlesUnderwriting softwareData analysis toolsRegulatory complianceLeadershipCommunication skillsNegotiation skillsStrategic thinking

Required

5-7 years of insurance risk management experience, experience in life and disability underwriting, experience in Guarantee Issue Case Level Underwriting for Individual Disability and Executive Benefit Life a plus

Minimum 3-4 years in a supervisory or management role

Bachelor's Degree or equivalent work experience

Strong knowledge of underwriting principles, risk assessment methodologies, rating and pricing strategies and insurance regulations

Skilled in approving/declining complex or high value cases

Familiarity with underwriting software, data analysis tools and performance metric tracking (KPIs like loss ratio, turn around time and close ratio)

Proven ability to lead, develop, and mentor underwriting teams

Experience in creating underwriting policies, training programs, and performance improvement initiatives

Strong decision-making under pressure and problem-solving capabilities

Excellent interpersonal, communication and negotiation skills

Experience collaborating cross-functionally with sales, product, actuarial, claims, legal, compliance, and broker teams

Proficiency in analyzing market data, economic trends and emerging risks to shape underwriting strategies

Capability to set departmental KPI, monitor performance, and adjust underwriting guidelines to optimize profitability and compliance

Drive innovative initiatives to enhance, optimize and automate support growth

Thorough understanding of legal and regulatory requirements in insurance underwriting

Ensure underwriting policies practices align with internal policies and external regulatory standards

Benefits

Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.

Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.