Lower · 1 month ago
Senior Software Engineer - AI
United States
Full-time
Remote
Senior Level
6+ years expLower is a mission-driven fintech company that simplifies the home-buying process through cutting-edge technology. The Senior Software Engineer will join the AI team to design an AI model focused on mortgage guidelines, enabling stakeholders to efficiently query complex guidelines and receive accurate responses.
FinanceFinancial ServicesFinTechLending
Responsibilities
Make updates to core pricing and underwriting algorithms to expand the capabilities of the automation system
Perform optimizations to improve the execution speed and reduce memory consumption of the core engine
Maintain the required configurations to keep the engine running accurately
Work closely with the product team and stakeholders to identify opportunities for automation and improvements to the lending process
Build unit testing, integration, system, and user acceptance tests to ensure accurate implementation
Create solutions to improve the automation of the system specifically related to testing and configuration maintenance
Propose new techniques and technologies for improving the engine capabilities
Provide support to Manager in developing project plan and schedules
Participate in requirement analysis, design, development, testing and implementation activities
Ensure to complete the assigned development tasks within deadlines
Work in compliance with coding standards and best practices
Provide assistance and mentorship to other developers as needed
Perform code reviews and recommend improvements
Review business requirements and recommend changes to develop reliable applications
Develop coding documentations and other technical specifications for assigned projects as directed
Analyze and resolve development issues accurately
Qualification
Required
6-11 years of experience is Software Engineering and Web Application Development or related fields
Must have some prior experience with OpenAI APIs
Demonstrated experience implementing new ideas and solve complex technical problems and design issues
Strong understanding of core software development concepts like fast algorithms and efficient data structures
Ability to understand a specific mortgage industry concept and translate the requirements into code. This includes working with and implementing financial math concepts like amortization, APR and various qualification ratios
Preferred
Experience building or maintaining Retrieval-Augmented Generation (RAG) pipelines is highly beneficial
Experience with LangGraph and Pinecone is highly preferred
Prefer Experience working in our stack (NextJS, Tailwind, Python 3, Pinecone, LangGraph)
Benefits
Medical/dental/vision
Paid holidays
Paid time off
Parental leave
Life insurance
Short- and long-term disability
401K with company match
Discount on home mortgage refinances or purchase
Company
Lower
Lower provides home refinancing, customer service, consumer lending, home purchase, and financial services.
501-1000 employees
H1B Sponsorship
Lower has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2022 (3)
Funding
Current Stage
Late StageTotal Funding
$100MKey Investors
Accel
2021-06-23Series A· $100M
Leadership Team
Dan Snyder
Chief Executive Officer
R
Robert Tyson
Co-Founder
Recent News
2026-01-18
2026-01-16
2026-01-16
Company data provided by crunchbase