Broadway Bank · 4 weeks ago
Senior Regional Credit Officer - San Antonio
Broadway Bank is one of the largest independently owned banks in Texas, offering a range of banking services. The Senior Regional Credit Officer will oversee loan portfolio management and ensure sound underwriting and credit practices while acting as a liaison between Bankers and the Credit Department.
BankingFinanceFinancial ServicesLendingWealth Management
Responsibilities
Approve commercial, business, private banking, and commercial real estate loans within delegated lending authority and provide credit concurrence on actions above authority limits
Act as a member of the Senior Officers’ Loan Committee and Senior Officers’ Policy Committee, contributing expertise and insights on credit administration topics and making periodic presentations
Serve as the Chief Credit Officer’s proxy during committee meetings and may assume the CCO’s lending authority in their absence
Oversee credit approval responsibilities for new Commercial, Business Banking, and Private Banking opportunities by coordinating the effective use of Credit Department resources and Portfolio Managers
Manage the credit approval process for renewals and new prospect approvals, ensuring timely processing with the Credit Department
Play an integral role in maintaining and enhancing the Bank’s Commercial Credit policy and guidelines in response to new product developments, market conditions, and regulatory changes
Act as the subject matter expert for credit administration within Business, Commercial, and Private Banking areas, providing training and mentorship for credit analysts, portfolio managers, and assistant relationship managers
Collaborate closely with Commercial, Business, Private Banking, and CRE teams to refine internal processes, enhancing external effectiveness for bankers
Supervise and coach Portfolio Managers within the Credit Department, including responsibilities for hiring, terminations, performance evaluations, and approving leave requests
Participate in seminars, training, and ongoing education to stay updated on compliance requirements, market trends, and best practices in loan processing
Assist as needed with workout, collection, and rehabilitation of commercial loans under Special Assets
Lead or contribute to special projects that may require presentations to Committees, Executive Management, or the Board of Directors
Perform additional duties as assigned, supporting overall credit management objectives
This position may require travel within the Bank’s geographic area
Qualification
Required
6+ years of experience in loan approval and management, with 10+ years in combined decision-making, underwriting, or lending roles, preferably within the Central Texas region
Proven ability to structure, develop, and make credit decisions on complex commercial, business banking, and private banking relationships, including commercial real estate credit structures
Bachelor's degree required
Strong credit analytical skills and organizational capabilities to manage high-volume workflows and meet critical transactional deadlines
Completion of formal credit training programs
Demonstrated independence and teamwork skills, with an ability to collaborate effectively with Bankers and Credit Administration
Excellent interpersonal, verbal, and written communication skills
Superior time management and decision-making abilities, with capacity for handling complex transactions autonomously
Robust interpersonal skills conducive to fostering a collaborative team environment
Proficiency in Microsoft Office Suite, with strong adaptability to core banking systems and financial spreading software
Ability to effectively lead, coach, and develop credit department staff, fostering an environment of high performance and accountability
Knowledgeable in regulatory compliance and industry best practices for loan processing and portfolio management
Familiarity with banking core systems, including financial spreading software, is essential
Commitment to ongoing professional development and knowledge enhancement, participating actively in training and education relevant to credit and risk management
Requires the ability to lift, carry, push, pull weights or otherwise move objects weighing as much as 10 lbs. on a regular basis and/or for extended periods of time during the workday
Occasional overtime or extended hours may be required
Preferred
Graduate-level business degree preferred
Benefits
Career Development and Mentorship Programs
Generous paid time off, minimum 4 weeks
Employee recognition, awards, and events
Free vision insurance
Retirement matching
Tuition reimbursement
Company
Broadway Bank
Broadway Bank offers wealth management, mortgages, loans, and banking services to individuals and businesses.
Funding
Current Stage
Late StageTotal Funding
$50M2022-04-12Debt Financing· $50M
Leadership Team
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