SECU · 1 month ago
Business Services Analyst
Linthicum, MD
Full-time
Onsite
Mid Level
$74K/yr - $118K/yr
3+ years expSECU is an organization that prioritizes employee well-being and professional development while serving its members' financial needs. The Business Services Analyst will provide critical credit and analytical support for loan requests and reviews, ensuring compliance with policies and regulations while analyzing financial data and preparing comprehensive reports.
AccountingBankingFinancial Services
Responsibilities
Prepare loan write-ups from beginning to final product, ensuring accuracy and completeness throughout the process
Gather data from internal and external sources, including financial statements, tax returns, and other relevant documentation
Spread and analyze financial information to evaluate the creditworthiness and financial stability of borrowers
Prepare detailed loan write-ups that summarize financial analysis, risk assessments, and proposed loan structures
Conduct annual reviews of existing loans, including gathering necessary data, analyzing financials, and updating loan write-ups accordingly
Ensure all loan write-ups and reviews comply with SECU policies, procedures, and regulatory requirements
Collaborate with internal teams to gather additional information or clarification as needed to complete loan write-ups and reviews
Compile and present key findings from financial analyses in a clear, concise format for review by management and decision-makers
Assist with the preparation of reports for regulatory compliance, audits, and Board of Directors’ presentations
Qualification
Required
Bachelor's Degree or equivalent experience required
Strong analytical skills to assess business loan needs, evaluate loan structures, and determine repayment capacity
Solid understanding of business enterprises, underwriting concepts, accounting terms, business financials, tax returns, and lien requirements to present viable business loans
Strong interpersonal skills and the ability to interact effectively with employees at all levels are essential for success in this role
Must be able to remain in a stationary position, often standing or sitting for prolonged periods
Must be able to lift up to 25 pounds
Preferred
Minimum of 3 years' experience in lending or financial services preferred
Relationship Management/Commercial loan analysis/SBA Lending experience preferred
Knowledge of SBA, CRE, and C&I products is a plus
Benefits
Medical, vision, dental benefits
401k plan with company matching
Generous sick, vacation and personal leave
And more...
Company
SECU
Even though we're North Carolina's largest credit union, we're still just "people helping people." We currently serve over 2.6 million members through more than 270 branch offices - and growing! Members have 24/7 access to account services from over 1,100 ATMs, as well as via phone, our website, and the SECU Mobile App.
5001-10000 employees
Funding
Current Stage
Late StageLeadership Team
Leigh Brady
President and CEO
Recent News
2025-10-23
State Employees' Credit Union (SECU)
2025-09-17
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