Hyundai Capital America · 10 hours ago
Commercial Risk Analytics Manager
Irvine, CA
Full-time
Onsite
Senior Level
$92K/yr - $144K/yr
5+ years expHyundai Capital America is a leading provider of financial products for automotive customers and dealerships. The Commercial Risk Analytics Manager is responsible for risk analytics and reporting related to various finance portfolios, focusing on data gathering, analysis, and model development to support business policies and risk management.
Financial Services
Responsibilities
Gather, maintain, report, reconcile and analyze data with the most up-to-date, accurate and functionally useful information in support of department and business’ policies, administration and regulatory requirements
Build reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee
Develop and enhance early warning, inventory analysis and risk management reports that can be leveraged by the Commercial and Sales teams to effectively manage risk in the Commercial & Mobility portfolios
Develop and maintain portfolio risk scorecards and underwriting risk models for Dealer, Commercial Vehicle and Mobility lending products and financial reporting
Develop Risk subject matter expertise in support of New Market Introductions and New Product Introductions by completing market/product research, Collaborate with Mobility team to assess and build out new markets and new products
Prepare loss estimates to support new Mobility products, including the development of probability of default and loss given default analyses
Develop and maintain monthly pre-approval lists in support of Subscription and other Commercial and new Mobility products
Support Dealer, Commercial Vehicle Finance and Mobility portfolio by developing and monitoring the scorecard performance and other key indicators. Analyze and recommend actions if indicators deviate from expected performance
Investigate and analyze auto industry, dealer and commercial vehicle financial statements, economic information and data impacting credit risk, including but not limited to economic trends forecasts, commercial real estate markets, Industry segment specific risks competitor vehicles and products and commercial vehicle financing areas
Ensure the accuracy of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic process to meet the needs of the business
Coordinate with the Commercial and Mobility teams to facilitate the integration of new systems, including the development of new and replacement reporting required to meet business needs
Produce reports on Allowance for Loan and Lease Losses (ALLL), IFRS9, CECL for Dealer, Commercial Vehicle Finance and Mobility portfolios
Support monthly, quarterly, ad hoc and annual OP requests from FP&A and Risk
Develop appropriate forecasting tools and provide timely forecast projections for review and approval by Director Commercial Risk, Enterprise Risk Director and CRO
Develop and provide reports to support ad-hoc strategic projects and deliverables
Produce periodic and ad-hoc reporting and respond to Corporate and field requests
Perform verification of the CECL and IFRS9 and disclosure reports accuracy including input verifications, outcome reasonableness, and variance explanations in compliance with regulatory requirements (SOX)
Present the results to Commercial management for monthly sign-off and answer all the questions for smooth approval
Conduct monthly meetings with Accounting, Finance, Commercial Credit, Mobility and Risk to share the results and provide clarifications
Provide support and business rationale for external auditors with questions
Create quarterly Memo for Commercial and Mobility portfolios including obtaining consensus from accounting and sign off from CRO and CFO
Maintain project schedules, task details and coordinate efforts and deliverables with associates in department projects
Maintain relevant support documentation for regulatory requirements
Qualification
Required
Minimum 5-7 years progressive experience in quantitative analysis within automotive captive, banking, commercial lending, equipment finance or related field
Bachelor's Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related quantitative experience
Demonstrate strong business acumen, technical skills and an ability to partner with stakeholders
Strong PC skills; Python, SAS, SQL, Microsoft Access, Excel, Word, Power Point, VBA, Tableau
Ability to work on multiple projects and attention to details and timeline
Ability to explain complex data analysis
Ability to develop statistical models (PD, LGD, Scorecards, Reserves, etc.)
Preferred
Prior credit scorecard and statistical model development experience preferred
Benefits
Medical, Dental and Vision plans that include no-cost and low-cost plan options
Immediate 401(k) matching and vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances
Paid Volunteer Time Off with company donation to a charity of your choice
Tuition reimbursement
Company
Hyundai Capital America
As a captive auto finance company, we achieve success by helping our partners succeed.
1001-5000 employees
H1B Sponsorship
Hyundai Capital America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (14)
2023 (5)
2022 (9)
2021 (4)
2020 (3)
Funding
Current Stage
Late StageLeadership Team
DK Kwon
CEO Advisor
Marcelo Brutti
Chief Executive Officer
Recent News
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2025-09-18
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2025-07-23
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2025-07-15
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