First Citizens Bank · 10 hours ago
Senior Underwriter - Energy/Renewables Project Finance
First Citizens Bank is seeking a VP, Underwriter Portfolio Manager Energy to lead underwriting efforts for Energy portfolios. The role involves servicing Energy lending by structuring, analyzing, and preparing credit documentation while identifying risks and supporting associates and customers.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Leads the underwriting of Energy credit actions according to applicable regulations, procedures, and guidelines
Interacts directly with customers to gather information throughout the approval process and to determine the viability of repayment
Reviews financial statements, communicates with customers or prospects, and performs analysis to recommend credit grades, covenants, and appropriate loan structuring
Ensures all involved parties are updated on underwriting progress and outcome
Provides leadership in daily activities through underwriting production and credit analysis expertise
Identifies risks through reviews, analysis, and research of new and existing Energy loans
Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the Energy portfolio
Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management
May assist in the development of strategies to manage risk within the credit portfolio
Sources, compiles, and interprets financial data to support structuring and approval of loans
Reviews industry information and comparisons, key risks and mitigants, and collaterals to form a general business overview of the borrower
Utilizes results of analysis to underwrite complex loans
May assist in identifying cross-sales opportunities for new and existing relationships based on analysis activities
Identifies servicing information and prepares credit analysis documentation
Partners with associates and customers to determine needs and structuring of new requests, participating in customer and prospect calls as needed
Assists management with peer development and training
Qualification
Required
Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management
OR High School Diploma or GED and 10 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management
Experience and/or desire to train less experienced associates
Professional business experience
Desire to learn from management and experienced colleagues
Preferred
Project Finance experience
Bachelor's Degree in related field such as Finance, Economics, or Business
Renewable Energy experience
US renewable project finance experience
Tax equity experience
Commercial Finance experience
Excel and modeling experience
Benefits
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates.
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (102)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Recent News
2025-12-22
2025-12-21
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