Commercial Banking Officer II jobs in United States
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Camden National Bank · 1 month ago

Commercial Banking Officer II

Camden National Bank is a community-focused bank committed to excellent customer service and community engagement. The role involves examining and authorizing customer applications for credit lines, commercial loans, and real estate loans, while also developing new business opportunities and ensuring compliance with loan agreements.

Banking
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Growth Opportunities

Responsibilities

Analyze potential loan markets to develop prospects for loans. Includes calling on potential or existing customers to develop new business opportunities
Interview applicants and requests specified information for loan applications
Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation
Correspond with or interviews applicant or creditors to resolve questions regarding application information
Approves loans within specified limits or refer loans to Senior Loan Officer for approval
Ensure loan agreements are complete and accurate according to policy
Responsible for the proper handling of OREO, including the maintenance, showing and litigation of such properties
Collects commercial overdue accounts
Prepare credit memos
Represents the Bank at various business, community and social functions

Qualification

Loan analysisCredit evaluationCustomer serviceAccounting softwareDatabase softwareMathematical skillsCommunication skillsProblem-solving

Required

Bachelor's degree (B.A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals
Ability to write routine reports and correspondence
Ability to speak effectively before groups of customers or employees of the organization
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts of basic algebra and geometry
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
Knowledge of accounting software; Contact Management systems; Database software; Internet software; Spreadsheet software and Word Processing software

Benefits

Robust medical, dental, and vision insurance packages
Generous time off, including paid federal holidays and paid day off for your birthday
401(k) retirement savings plan
Tuition reimbursement, professional development, and career growth opportunities
Employee assistance program
Comprehensive wellness program

Company

Camden National Bank

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Camden National Bank is a full-service community bank offering the latest digital banking, complemented by award-winning, personalized service through a network of 73 banking centers throughout New Hampshire and Maine.

Funding

Current Stage
Public Company
Total Funding
unknown
1997-10-17IPO

Leadership Team

G
Gregory A. Dufour
President, CEO & Director
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Simon Griffiths
President and Chief Executive Officer
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Company data provided by crunchbase