Mortgage Underwriter jobs in United States
cer-icon
Apply on Employer Site
company-logo

Tomo · 1 month ago

Mortgage Underwriter

positionUnited States
timeFull-time
remoteRemote
senioritySenior Level
money$85K/yr - $100K/yr
date7+ years exp

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. As a Mortgage Loan Underwriter, you will evaluate borrower financial and credit information along with property valuations to inform lending decisions and collaborate closely with the operations team throughout the process.

FinanceFinancial ServicesFinTechMortgageReal Estate

Responsibilities

Underwrite and decision residential agency conforming mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan
Calculate qualifying ratios, determine creditworthiness; provide risk opinions
Maintain proactive review of pipeline

Qualification

Underwriting experienceFannie Mae/Freddie MacDesktop Underwriter (DU)Loan calculationsMortgage lending processResourcefulnessCommunicationTeam collaborationLeadership experience

Required

7+ years of experience underwriting Fannie Mae and/or Freddie Mac
Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Understanding of the mortgage lending process
Ability to carry out loan calculations (DTI, LTV, etc.)
Ability to handle multiple files simultaneously
Strong written and verbal communication
Perform well in team environments
The drive to build something new

Preferred

VA LAPP/SAR/DE Certifications
Experience working with Fannie Mae and/or Freddie Mac

Benefits

Equity Ownership: All teammates receive stock options—we win together
Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
Work-life balance and a generous paid time off policy
In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
401(k) retirement plan

Company

Tomo

twittertwittertwitter
company-logo
Tomo is a fintech startup that simplifies homebuying by optimizing mortgages and linking buyers with real estate agents.
dateFounded in 2020
location
Stamford, Connecticut, USA
people-size51-200 employees
web-link
https://www.tomo.com

Funding

Current Stage
Growth Stage
Total Funding
$130.74M
Key Investors
SVB CapitalRibbit Capital
2025-03-11Series B· $20M
2022-03-21Series A· $40M
2021-06-30Seed· $30.29M

Leadership Team

leader-logo
Greg Schwartz
CEO & Co-Founder
linkedin
leader-logo
Audrey Troutt
Chief Technology Officer
linkedin

Recent News

AIM Group
Former Zillow exec creating an “wicked smart” AI agent helper
2025-09-04
Seattle TechFlash
How Alaska Airlines is elevating the First Class dining experience
2025-08-01
EIN Presswire
BTR: AI Reshapes Mortgage Lending -- Transparency, Automation and the End of the Paper Chase
2025-07-16
Company data provided by crunchbase