Banc of California · 5 hours ago
VP, Underwriter SBL
Denver, CO
Part-time
Onsite
Mid, Senior Level
6+ years expBanc of California is a premier relationship-based business bank focused on providing banking and treasury management services. The VP, Underwriter will independently evaluate the credit worthiness of Small Business Administration loan requests and perform financial analysis to make recommendations for loan approvals.
BankingFinanceFinancial Services
Responsibilities
Review and evaluate loan application packages for completeness and eligibility under Small Business Lending Loan Program guidelines
Develop thorough understanding of the nature and history of the applicant’s business, the market in which the business operates, and assess the capability of its management
Complete spreadsheet of financial statements and/or tax returns
Analysis of tax returns, financial statements, and cash flow calculations
Effectively function as a member of the deal team to assess the credit worthiness of prospective borrowers
Recommend the approval, decline and/or restructuring of specific loan request
Identify the credit risk and suggest mitigants. Apply appropriate asset-based lending techniques when evaluating collateral where applicable
Prepare and complete the Loan Report for submission and approval of Small Business Administration Loan Program request by Credit Management
Participate in credit committee meetings as appropriate
Assist in the preparation and completion of Commitment Letters (as needed) to ensure that the approval conditions imposed by Credit Management are spelled clearly to all parties
Review documents related to loan request, including but not limited to, UCC filings, appraisal report, Title policies & issues, lease agreements, credit reports, etc
Review loan documents to ascertain key components of the credit facility
Ensures compliance with all Bank’s policies
Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)
Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action
Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values
Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct
Performs other duties and projects as assigned
Qualification
Required
Experience with structure and rules associated with government guaranteed loan products (7a, 504, and USDA)
PC proficient with emphasis in Word and Excel
Excellent composing and writing skills
Ability to communicate verbally with a wide range of people
Responsiveness, judgment, maturity, integrity, and time management skills
Must be a self-starter and able to multi-task, work efficiently on own and team environment, and be readily adaptable to change
Ability to work under pressure and meet completion time tables
Strong financial analytical skills with the ability to evaluate complex financial statements and complicated business and personal tax returns
Minimum of 6-8 years of underwriting experience in real estate, construction and commercial financing including valuation and asset management and financial analysis
Bachelor's degree in Business or Finance ad or related work experience
Preferred
Experience in underwriting various Commercial Real Estate properties
Benefits
You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.
We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
Eligible team members receive paid vacation days, holidays, and volunteer time off.
To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.
Company
Banc of California
Banc of California provides a full-service banking and home lending to individuals and their businesses and families.
1001-5000 employees
H1B Sponsorship
Banc of California has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (1)
2023 (1)
Funding
Current Stage
Public CompanyTotal Funding
$20MKey Investors
Patriot Financial Partners
2013-12-05Post Ipo Equity· $20M
2002-08-23IPO
Leadership Team
Ken McMullen
Treasurer
Recent News
2025-12-08
2025-11-12
2025-11-07
Company data provided by crunchbase