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Avidbank · 1 month ago

Relationship Manager - Corporate Banking

San Jose, California, United States

Full-time

Hybrid

Mid, Senior Level

$125K/yr - $190K/yr

7+ years exp

Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond. The Relationship Manager will develop and manage a loan and deposit portfolio, specializing in privately held businesses and high net worth individuals, while maintaining strong customer relations and ensuring compliance with banking regulations.

FinanceFinancial ServicesFinTechReal Estate

Culture & Values

Responsibilities

Develops business loan and deposit relationships with prospective and existing customers

Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers for the Bank, specializing in serving privately held businesses and high net worth individuals in business and real estate related loans

Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services

Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information

Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends

Coordinates processing of approved new and renewed loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements, payments and transfers in accordance with agreements and specified limits

Authorizes commitment, engagement, adverse action and decline letters

Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility

May represent the bank in community or at civic functions to promote Bank image and bank products and services

Performs other duties as assigned

Qualification

Commercial banking experienceLoan portfolio managementFinancial analysisCustomer relationship managementBSA regulations