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Celtic Bank · 1 month ago

SBA Loan Underwriter

Salt Lake City, UT

Full-time

Hybrid

Mid Level

3+ years exp

Celtic Bank is one of the top five SBA lenders in the country, known for its personalized approach and commitment to employee development. The SBA Loan Underwriter role involves conducting in-depth financial analysis to support loan decisions, collaborating with various stakeholders, and maintaining high levels of customer service. This position offers opportunities for mentorship and professional growth in a supportive work environment.

BankingCrowdfundingFinancial ServicesReal Estate

Responsibilities

Conduct in-depth analysis of financial information to assist the bank in the loan decisioning process

Present analysis and recommendation to Loan Committee for a final decision

Collaborate with customers, Business Development Officers, and third-party providers to gather all necessary information to present an accurate and complete picture of the loan request

Maintain superior level of customer service with customers, bank employees and department members

Qualification

SBA lending experienceFinancial analysisCommercial banking knowledgeAccounting principlesLoan structuringCash flow analysisCustomer service skillsBusiness writingMicrosoft WordMicrosoft ExcelOral communicationWritten communication

Required

Must have minimum of three to five years of underwriting experience in SBA lending or a related field

Advanced working knowledge of accounting principles, tax return analysis and analytical interpretation of balance sheet and income statement analysis and cash flow

Strong oral and written communication skills in a commercial bank environment

Demonstrated effective customer service skills

Effective business writing and professional communication

Strong working knowledge of Microsoft Word and Excel

Preferred

Bachelor's degree in Accounting, Finance and/or equivalent experience preferred

Prefer strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis