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Hyundai Capital America · 3 hours ago

Credit Analyst

Irvine, CA

Full-time

Onsite

Entry Level

$49K/yr - $73K/yr

1+ years exp

Hyundai Capital America is a financial services company offering a range of products for Hyundai, Genesis, and Kia customers. The Credit Analyst role involves underwriting consumer applications and making credit decisions while adhering to company policies and compliance standards.

Financial Services

H1B Sponsor Likely

Responsibilities

Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash

Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals

Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts

Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance

Perform all other duties as assigned

Qualification

Automotive finance experienceAnalytical skillsNegotiation skillsCustomer service experienceAttention to detailInterpersonal skillsTime managementCollaboration skills

Required

Minimum 1-year automotive finance experience

2 years of experience in fast paced office environment

High school graduate (GED), College Degree preferred

Strong verbal, written and interpersonal skills

Analytical with high attention to detail

Self-starter with excellent time management skills

Well versed on company product offerings, reporting and measurement systems

Ability to negotiate, influence and collaborate both with customers and associates

Preferred

Experience with Collections, Funding, Dealer Services, Lease end or Customer Service

Auto finance or related background

Experience with Dealer operations or Sales

Benefits

Medical, Dental and Vision plans that include no-cost and low-cost plan options

Immediate 401(k) matching and vesting

Vehicle purchase and lease discounts plus monthly vehicle allowances

Paid Volunteer Time Off with company donation to a charity of your choice

Tuition reimbursement

Company

Hyundai Capital America

Glassdoor3.5

As a captive auto finance company, we achieve success by helping our partners succeed.

Founded in 1989

Irvine, California, USA

1001-5000 employees

http://www.hyundaicapitalamerica.com/

H1B Sponsorship

Hyundai Capital America has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (12)

2024 (14)

2023 (5)

2022 (9)

2021 (4)

2020 (3)