Oracle · 1 month ago
Sr Business Analyst - Cleveland, OH
Oracle is seeking an experienced Business Analyst with expertise in loan originations and recovery modernization initiatives to support the transformation of lending processes. The role involves collaborating with various stakeholders to analyze and design future-state frameworks for digital and system modernization efforts across loan origination and recovery functions.
Data GovernanceData ManagementEnterprise SoftwareInformation TechnologySaaSSoftware
Responsibilities
Lead requirement gathering, documentation, and analysis for loan origination and recovery transformation initiatives
Drive modernization roadmap for recovery systems including automation of collections strategies, queue management, contact strategies, and integration with external agencies
Evaluate legacy platforms and recommend new-age solutions to improve recoveries through digital outreach, analytics-driven segmentation, and workflow orchestration
Define functional requirements for recovery enhancements such as skip tracing, promise-to-pay (PTP) tracking, field collections modules, and digital repayment channels
Evaluate legacy workflows, identify modernization opportunities, and define scalable future-state operating models
Develop BRDs, FRDs, Epics/User Stories, Process Maps, Data Models, and Acceptance Criteria
Collaborate with product and engineering teams to convert business needs into actionable technical requirements
Support platform selection, migration strategy, integration requirements, and process re-engineering
Perform gap analysis between existing and target platforms for originations and collections/recovery
Partner with Risk, Credit, Collections, Compliance, and Operations to align workflows with policy and regulatory expectations
Conduct UAT planning, test case design, execution, and defect triage
Monitor implementation progress, assist in change management, and support post-deployment stabilization
Generate reporting and insights to measure recovery performance and origination efficiency improvements
Act as a bridge between technology, operations, and internal business units
Qualification
Required
4–8+ years experience as a Business Analyst (Finance/Banking preferred)
Strong domain knowledge of loan originations: underwriting, scoring, approval, documentation, funding
Experience in collections and loan recovery modernization, workflows, and automation
Hands-on experience building process maps (AS-IS/TO-BE) using tools such as Visio, Lucidchart, or BPMN
Proven experience writing detailed BRDs/FRDs/User Stories and working in Agile/SAFe environments
Strong understanding of regulatory guidelines and compliance frameworks in lending ecosystem
Familiarity with LOS platforms, recovery systems, workflow orchestration, and digital automation solutions
Excellent stakeholder communication, problem-solving, and analytical skills
Ability to translate business needs into technical requirements with precision
Preferred
Experience with modernization of legacy loan platforms (e.g., Temenos, Fiserv, nCino, Finacle, etc.)
Experience working with CGI Credit Studio Recovery Modernization platform
Exposure to delinquency management, collections engines, restructuring, or charge-off processes
Data/SQL knowledge for analysis, reporting, and insights generation
Experience with ML-based risk scoring or automation in origination workflows
Benefits
Medical, vision, and dental benefits
401k retirement plan
Variable pay/incentives
Paid time off
Paid holidays
Company
Oracle
Oracle is an integrated cloud application and platform services that sells a range of enterprise information technology solutions.
H1B Sponsorship
Oracle has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (1271)
2024 (846)
2023 (995)
2022 (1192)
2021 (985)
2020 (755)
Funding
Current Stage
Public CompanyTotal Funding
$25.75BKey Investors
Sequoia Capital
2025-09-24Post Ipo Debt· $18B
2025-02-03Post Ipo Debt· $7.75B
1986-03-12IPO
Leadership Team
Recent News
2026-01-17
2026-01-16
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