Senior Credit Strategy Data Scientist jobs in United States
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BILL · 6 hours ago

Senior Credit Strategy Data Scientist

BILL is a company that empowers businesses by replacing outdated financial processes with innovative tools. The Senior Credit Strategy Data Scientist will lead the development of risk strategy frameworks, utilize advanced analytics to solve complex problems, and collaborate with cross-functional teams to drive strategic execution.

AppsBillingFinancial ServicesFinTechSaaS
badNo H1Bnote

Responsibilities

Lead the way: Drive the development, maintenance, and refinement of risk strategy frameworks and complex rules to achieve ambitious business goals
Be a data detective: Use advanced analytics and data science techniques to solve complex business problems. This includes building sophisticated SQL/Python scripts, interpreting results, and influencing decision-making with your findings
Collaborate and create: Partner with cross-functional teams, including product, engineering, and operations, to identify new opportunities, establish business requirements, and guide the execution of strategies across the customer lifecycle
Build powerful tools: Develop flexible performance dashboards and monitoring tools using platforms like Tableau to provide clear, actionable insights to a variety of audiences
Stay ahead of the curve: Identify and execute new opportunities to optimize processes and proactively detect and respond to evolving risk trends
Mentor and grow: Help mentor and support junior team members to help them achieve their goals

Qualification

SQLPythonData scienceFraud risk strategyData visualizationCommunication skillsMentoring

Required

Minimum of 5 years of experience in fraud or credit risk strategy within the fintech, e-commerce, or online payments industry
Proficiency in SQL and Python, with a strong ability to work with large, complex datasets and leverage data science libraries
Demonstrated ability to use statistics and data science to solve complex, ambiguous problems and drive data-driven decisions
Ability to clearly and concisely communicate complex results to both technical experts and business leaders
Direct experience with developing and deploying data-driven and automated monitoring rules, and the ability to find and recommend enhancements for existing processes

Preferred

Experience in experimental design and data/control governance
Knowledge of fraud typologies, such as onboarding fraud/abuse
Experience with customer management or collections strategies for credit products like revolving credit cards or merchant cash advances

Benefits

100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
HSA & FSA accounts
Life Insurance, Long & Short-term disability coverage
Employee Assistance Program (EAP)
11+ Observed holidays and wellness days and flexible time off
Employee Stock Purchase Program with employee discounts
Wellness & Fitness initiatives
Employee recognition and referral programs
And much more

Company

BILL is a developer of financial automation software for small and midsize businesses (SMBs).

Funding

Current Stage
Public Company
Total Funding
$1.48B
Key Investors
Barington Capital GroupStarboard ValueFranklin Templeton
2025-12-04Post Ipo Equity
2025-09-04Post Ipo Equity
2024-12-04Post Ipo Debt· $1.2B

Leadership Team

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René Lacerte
CEO and Founder
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Ken Moss
Chief Technology Officer
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Company data provided by crunchbase