Senior Director of Credit Products Underwriting CRE jobs in United States
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Flagstar Bank · 2 hours ago

Senior Director of Credit Products Underwriting CRE

positionHicksville, NY
timeFull-time
remoteOnsite
seniorityDirector/Executive
money$195K/yr - $341K/yr
date15+ years exp

Flagstar Bank is seeking a Senior Director of Credit Products Underwriting who will set the strategic vision and execution framework within Commercial Real Estate for credit underwriting and portfolio management. The role involves directing a team, overseeing loan risk grading, and collaborating with various departments to enhance product offerings and ensure compliance with regulatory requirements.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Sets the strategic direction for the Specialized Line of Business and prioritizes enhancements for Credit Products, ensuring alignment with business objectives
Oversees and manages the 1st line of defense credit underwriting and portfolio management teams, ensuring implementation of credit risk management strategies across the customer lifecycle
Develops and executes credit strategies to optimize underwriting and portfolio management decisions, leveraging data, models, and advanced analytics tools
Ensures the sufficiency of tools, technology, and staffing to support effective credit underwriting and monitoring
Partners with Line of Business leaders, Relationship Managers, product partners, and sales teams to drive responsible growth and deliver product and revenue objectives
Proactively identifies and escalates area for improvement in credit processes, policies and procedures
Works directly with external bank clients to support credit-related needs and objectives
Collaborates with the second line of defense risk management (Credit Risk) to develop and refine key credit risk and early warning indicators
Manages implementation and associated controls for underwriting, line management, and targeting criteria, ensuring alignment with internal tech systems and vendor platforms
Monitors portfolio performance by customer segments, providing input on overall profitability and adjusting credit strategies within the risk appetite framework
Works with legal and compliance teams to ensure strategies and policies adhere to all regulatory requirements
Provides credit risk reporting and analysis to support data-driven decision-making
Recruits, develops, and trains top credit underwriting and portfolio management talent
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

Qualification

Credit underwritingPortfolio managementCredit risk evaluationCredit modelingData analyticsRegulatory complianceTeam managementCommunication skillsLeadership skillsRelationship building

Required

Education level required: Undergraduate Degree (4 years or equivalent) in Business, Economics or related field
Minimum experience required: 15+ Years
10+ years of experience in managing teams of credit analysts, underwriters in the specialty vertical
10+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Experience and expertise in credit bureaus, credit decision engines, credit and cash flow modeling for underwriting and portfolio management decisions, income/identity verification and loss forecasting

Preferred

Education level preferred: Master's Degree (or Postgraduate equivalent) or equivalent postgraduate

Benefits

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Company

Flagstar Bank

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Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
dateFounded in 1987
location
Troy, Michigan, USA
people-size5001-10000 employees
web-link
http://www.flagstar.com/

H1B Sponsorship

Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)

Funding

Current Stage
Public Company
Total Funding
unknown
2021-04-26Acquired
2001-07-12IPO

Leadership Team

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Gregg Christenson
Executive Vice President and CFO for Community Banking
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Randal Turner
SVP & Chief Financial Officer, Loan Servicing and Shared Services
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