Oportun · 1 month ago
Senior Analyst Risk Management (R13690)
United States
Full-time
Remote
Mid, Senior Level
3+ years expOportun is a mission-driven fintech that empowers its members with financial solutions. As a Senior Analyst of Risk Management, you will develop innovative risk strategies for personal loan products while collaborating with various departments to optimize profitability and ensure credit access for underserved communities.
Consumer LendingDebit CardsFinancial ServicesFinTech
Responsibilities
Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs
Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stakeholders to influence decision making
Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments
Develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize loan amount assignment strategy given a set of constraints and assumptions
Design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience
Monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved
Qualification
Required
Bachelor's Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline
3+ years of experience in an analytic role, preferably in risk management of the financial services industry
Very strong attention to detail, experience developing processes to implement strategy
A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
Adaptive to a fast-changing environment and have the drive to get things done
Flexible in prioritizing work, managing multiple tasks and meeting deadlines
Excellent SQL (or similar language) programming skills
Advanced Microsoft Excel and PowerPoint skills
Strong written and verbal communication skills
Preferred
advanced degree in a quantitative discipline
proficiency in Python
Company
Oportun
Oportun is a digital banking platform that offers personal loans and financial services to people with limited credit history.
1001-5000 employees
H1B Sponsorship
Oportun has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (23)
2024 (25)
2023 (27)
2022 (84)
2021 (52)
2020 (41)
Funding
Current Stage
Public CompanyTotal Funding
$3.2BKey Investors
CastlelakeNeuberger BermanWebBank
2025-10-14Post Ipo Debt· $247M
2025-08-21Post Ipo Debt· $538M
2025-06-05Post Ipo Debt· $439M
Leadership Team
Raul Vazquez
CEO
Recent News
Greylock
2025-12-30
2025-12-18
Company data provided by crunchbase