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Valley Bank · 2 hours ago

Credit Risk Manager

Orlando, FL

Full-time

Onsite

Mid Level

3+ years exp

Valley Bank is seeking a Credit Risk Manager to oversee the preparation of credit packages for complex loan requests and perform global analysis of large exposure customers. The role involves supervising junior team members, ensuring compliance with loan policies, and actively participating in customer interactions and departmental projects.

Banking

H1B Sponsor Likely

Responsibilities

Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, which shall include an in depth high quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating

Performs global analysis of large exposure customers within the commercial loan portfolio with duties including: Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews. Such information shall include global cash flows, financial statements, tax returns and K-1 schedules as well as credit files, officer's memos and appraisal reports. Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship. Preparation of high quality, well written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship

Assists the Team Leader in the supervision of junior members of the team by providing training and guidance to the staff

Ensures loan structure is consistent with Loan Policy

Identifies credit policy exceptions and incorporates suitable mitigants into the credit package

Proactively communicates with Loan Officers during the underwriting process

Conducts and participates in customer meetings/conference calls

Participates in department projects as requested

Qualification

Financial accountingCommercial credit analysisCredit quality assessmentAnalytical skillsMicrosoft ExcelOrganizational skillsCommunication skillsCustomer relationship managementRisk understandingProblem solving skillsAttention to detailFast paced environment

Required

Strong knowledge of financial accounting

Thorough understanding of commercial credit and strong credit quality skills including accounting, financial statement analysis and cash flow analysis experience

Strong analytical and problem solving skills

Strong organizational skills with attention to detail

Excellent communication skills: express ideas and convey technical information in writing and verbally

Proficient in Microsoft Word and Excel and performing internet searches

Ability to work in a fast paced environment and move quickly through assignments to ensure deadlines are met

Ability to work effectively with individuals and groups to manage internal and external customer relationships

Thorough understanding of risk and consequences of errors in formulating decisions and providing direction to others

High School Diploma or GED and a minimum of three (3) years of experience in underwriting commercial loan and or commercial real estate deals or three (3) years of VNB credit underwriting experience combined with the completion of formal training

Preferred

Bachelors Degree preferred

Company

Valley Bank

Glassdoor3.2

Valley National Bank is a regional financial institution

Founded in 1927

Wayne, New Jersey, USA

1001-5000 employees

https://www.valley.com/

H1B Sponsorship

Valley Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (18)

2024 (13)

2023 (7)

2022 (11)

2021 (5)

2020 (5)