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Nubank · 3 hours ago

Non Financial Risk Specialist

Miami, FL

Full-time

Hybrid

Mid, Senior Level

Nubank is one of the world’s largest digital banking platforms, serving millions of customers across Brazil, Mexico, and Colombia. The Non Financial Risk Specialist will support business areas in understanding risk requirements and ensuring effective risk management, particularly during the company's international expansion. This role involves adapting risk frameworks, implementing risk controls, and liaising with regulatory bodies to ensure compliance.

BankingCredit CardsFinancial ServicesFinTech

Comp. & Benefits

Responsibilities

Adapting the global Risk Management framework to the international expansion projects

Establishing a comprehensive Non Financial Risk Management program, helping to build a solid Non Financial Risk Management practice

Supporting teams on implementing risk management requirements, ensuring a successful implementation of risk controls and mitigation strategies

Identifying and assessing risks and recommending mitigation strategies for new products and features, such as Credit Card and Deposits accounts

Liaising with Risk Management personnel from our Bank partner and eventually with Regulators (on risk-related matters), ensuring risk requirements are met

Keeping Nubank away from significant and out of appetite non financial risks

Support product teams in risk-based decisions

Assess non financial risks in new products and features

Develop a comprehensive risk and control matrix alongside the business teams

Oversee third party risk management

Define and monitor metrics risk appetite statement metrics

Ensuring risk-related information is being sent timely to the partner bank as well as to Regulators when needed

Establishing rituals with business teams to follow up on implementation of requirements and report yellow or red flags timely

Qualification

Risk management experienceRisk frameworksRegulatory compliance knowledgeProject management skillsCommunication skillsCreative problem-solving

Required

Plenty of experience with risk management in financially regulated entities

Knowledgeable on risk frameworks and best practices related to Credit Card, Accounts, and Lending, including relevant regulatory risk requirements

Understanding the non-negotiable risk management principles and regulatory risk requirements that we cannot miss for having a successful business

A keen ability to prioritize the most relevant risks to the business

Good communication skills are key for the success of this role, being able to summarize not only the risk requirements to the business but also the issues identified in the process

Project management skills are highly valuable

Acting as a true partner of the business, placing yourself in the shoes of the teams and coming up with creative solutions to fulfill risk management requirements