QC Ally · 1 month ago
Due Diligence Credit Analyst
Responsibilities
Review residential mortgage loan packages to ensure all required documentation is present
Evaluate origination credit decisions and reconcile any variances with current credit analysis
Confirm that loan reviews meet program guidelines; document any exceptions or deviations
Identify and document potential fraud risks within the credit package
Review appraisals and valuation products for accuracy and compliance with client standards
Investigate and document any data discrepancies, including source documents and circumstances
Record compensating factors and mitigating attributes relevant to underwriting decisions
Work assigned loan files according to project instructions from the Team Lead or Business Analyst
Meet established production and quality requirements
Maintain active communication through Outlook, Teams, and phone for updates and team requests
Qualification
Required
3+ years of experience underwriting residential mortgage loans
Strong understanding of underwriting guidelines and credit risk principles
Knowledge of mortgage products including Jumbo Prime, Non-Prime, Conforming, Non-QM, and DSCR
Proficiency with mortgage loan review platforms and Microsoft Office
Ability to prioritize and manage a pipeline of loan files
Excellent attention to detail
Strong written and verbal communication skills
Company
QC Ally
QC Ally provides tech-enabled enterprise loan quality and audit services.
Funding
Current Stage
Growth StageRecent News
Morningstar.com
2025-09-17
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