Apply on Employer Site

Citizens Community Bank · 6 hours ago

Credit Analyst II

Rexburg, ID

Full-time

Onsite

Mid Level

Citizens Community Bank is seeking a Credit Analyst II to join their team. The role involves reviewing and analyzing loan documentation, ensuring compliance with regulations, and providing superior customer service while maintaining accurate loan files.

BankingConsultingFinancial Services

No H1B

Responsibilities

Review and analyze documentation checking off items as they are received to ensure files are completed

Verify information needed such as title commitments, UCC filings, environmental reports, appraisals, flood insurance and look over the correct tax documentation for underwriting; must review for accuracy

Review loan documents; ensure proper vesting, legal descriptions, dates, signatures, etc

Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc

Make sure loan files are monitor correctly and suggest changes to be made and make sure they are accurate

Confirm all loans booked have the proper approvals and signatures in the loan file

Prepare monthly report from your findings to Senior Management

May maintain and balance commercial loan holdover accounts monthly

Review the underwriting of tax returns and financial statements as presented in the loan presentation

Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control

Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of CCB

Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel)

Complete required bank and OnCourse training courses within assigned time frame(s)

All employees are accountable for compliance with applicable laws and regulations when performing their job duties

Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities. It is the affirmative duty of each employee to always carry out these responsibilities in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control

Represent in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs

Keep work area tidy and maintain customer privacy

Regular and predictable attendance to accomplish assigned job duties

Additional duties as requested or assigned