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Cadence Bank · 9 hours ago

Community Development Mortgage Loan Originator

Pensacola, FL

Full-time

Onsite

New Grad, Entry Level

Cadence Bank is seeking a Community Development Mortgage Loan Originator responsible for originating new mortgage loan business and participating in community outreach activities. The role involves soliciting business, interviewing loan applicants, and managing a pipeline of loans while ensuring compliance with bank requirements.

Banking

Hiring Manager

Rachel Fortenberry

Responsibilities

Solicit business from potential and existing customers (outside and inside business location)

Interviews loan applicants and processes loan applications for both purchase and refinance transactions

Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs

Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting

Works closely with the processor and underwriter to address any underwriting issues and get closed

Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the banks requirements

Provides and maintains a professional, business-like atmosphere within the organization

Represents the financial institution in public relations activities and community affairs

Qualification

FHA underwriting guidelinesVA underwriting guidelinesConventional underwriting guidelinesLoan originationCommunity outreachCommunication skillsDetail oriented

Required

High School or better

Thorough understanding of all loan programs and closing costs

Good understanding of FHA, VA and conventional underwriting guidelines for all loan investors

Ability to meet strict time deadlines and work independently under pressure

Detail oriented and able to follow set guidelines

Ability to sell oneself to potential customers and referral partners

Excellent written and verbal communication skills

Works cooperatively with others

Regular and reliable attendance

S.A.F.E. registration at the time of employment

Company

Cadence Bank

Cadence Bank (NYSE: CADE) is a leading regional banking franchise with more than $50 billion in assets and over 350 branch locations across the South and Texas.

Founded in 1876