Genesis Capital LLC · 1 month ago
Underwriter - Residential Transition Loan (RTL)
North Carolina, United States
Full-time
Onsite
Mid Level
$85K/yr - $120K/yr
3+ years expGenesis Capital LLC is one of the largest business purpose lenders in the country, specializing in commercial real estate financing solutions. The Residential Transition Loan (RTL) Underwriter plays a critical role in evaluating and underwriting real estate investment loans, ensuring sound lending decisions through rigorous risk assessment and collaboration with cross-functional teams.
Financial ServicesReal Estate
Responsibilities
Assess borrower financial strength through credit review and liquidity analysis, escalating potential issues as needed
Validate borrower experience and track record in investment property projects
Underwrite RTL and fix & flip loans, analyzing collateral value, renovation scope, exit strategy, and local market dynamics
Review renovation budgets for accuracy and alignment with market comps and borrower objectives
Confirm hazard and liability insurance compliance with program standards
Ensure loan eligibility within program guidelines and risk thresholds
Review exceptions and provide clear recommendations to credit approvers
Ensure compliance with Genesis Capital’s credit policy, asset-level guidelines, and investor requirements
Partner with Sales, Valuations, Construction, and Operations to collect and verify due diligence documentation
Provide underwriting feedback to Sales for deal structuring and eligibility discussions
Participate in pipeline meetings and provide underwriting insight to expedite approvals and resolve issues
Review and validate key title documents (e.g., estoppels, title reports, indemnities)
Manage a pipeline of borrower and asset underwrites within Genesis Capital SOP’s and service level agreements (SLA’s)
Accurately input underwriting data into LOS and related systems with a focus on attention to detail
Qualification
Required
Bachelor's degree in finance, real estate, economics, or a related field
3+ years of experience in commercial real estate banking or private real estate lending, with a focus on underwriting, credit analysis, or similar functions
Solid understanding of real estate lending principles, loan structuring, and risk assessment
Familiarity with real estate markets, valuation methodologies, and investor exit strategies
Understanding of borrower financial analysis, credit risk evaluation, and KYC/AML compliance
Proficiency in Excel, PowerPoint, and pipeline management tools
Strong real estate underwriting judgment, with the ability to quickly assess project-level risks and opportunities
Detail-oriented and organized, with the ability to handle a high volume of deals in a deadline-driven environment
Confident communicator able to present and defend underwriting recommendations clearly and concisely
Adept at working across multiple teams and functions to keep loan files moving efficiently
Ability to synthesize data from property comps, budgets, and borrower history into actionable insights
Flexible and adaptable to process and program changes in a rapidly growing platform
Self-starter with a strong sense of urgency and ownership over assigned loans
Creative problem solver that can effectively summarize and communicate issues to team members and management
Analytical approach to identifying issues and proposing solutions
Preferred
Hands-on experience with RTL, fix & flip, or construction lending strongly preferred
Exposure to residential construction budgets, cost review, and timeline feasibility a plus
Company
Genesis Capital LLC
Genesis Capital is the preferred capital partner for professional real estate investors seeking prompt and innovative financing solutions that support the full life cycle of their residential projects.
51-200 employees
H1B Sponsorship
Genesis Capital LLC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (1)
2022 (2)
2021 (2)
2020 (2)
Funding
Current Stage
Growth StageTotal Funding
unknown2021-10-11Acquired
Leadership Team
Joe Bleyle
Chief Lending Officer
Venishia Price
Chief Human Resources Officer
Recent News
2025-10-31
MarketScreener
2025-09-17
2025-07-22
Company data provided by crunchbase