Lake Ridge Bank · 1 month ago
Commercial/Ag Loan Production Associate
Evansville,WI,US
Full-time
Onsite
Mid, Senior Level
5+ years expLake Ridge Bank is seeking a dynamic professional to join their team as a Commercial/Ag Loan Production Associate. The role involves working with clients and lending teams throughout the loan process, ensuring documentation accuracy and compliance while providing excellent customer service to support business development efforts.
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Responsibilities
Manage lender’s loan renewals and new loan requests & complete due diligence to prepare for underwriting and approval
Re-verify that credit request has up-to-date information to determine proper loan documents required for the loan closing based on the approval and loan product
Verify all supporting documentation to verify owners & authorized signers, accurate addresses, collateral descriptions and proper insurance
Work with Lender for collection of any outstanding loan approval contingencies
Verify and accurately input codes including but not limited to product code, class code, purpose code, part 365 code, aggregate debt, new money, collateral codes, LTV and appraised value
Review final appraisal or real estate valuation. Properly validate notices are provided to clients when applicable. Adjust documentation in file for updated values
Coordinate and schedule closings with Lender and other members of the team as appropriate
Work with third party individuals as needed such as insurance agents, title companies and financials to obtain payoffs, when applicable
Prepare commercial and ag loan closing documents, utilizing Laser Pro and any ancillary systems required to retrieve documents
Validate that all compliance requirements are met and accurate, including but not limited to CIP, CRA, HMDA, Beneficial Ownership and Reg. B
Perform peer reviews of loan document packages prior to loan closings to identify corrections needed
Process Adverse Action for loan requests that are denied, withdrawn, closed for incompleteness or approved but not accepted timely and accurately following loan regulations
Properly process and document collateral and/or guarantor change requests
Build trust and rapport with lenders, credit and closing by being a direct contact for them
Keep lines of communication open by acting as a liaison between customers, commercial/ag bankers, underwriters and other bank personnel
Perform other duties as assigned or requested
Adhere to all Bank Security/Compliance Regulations
Complete all annual bank security and compliance training
Adhere to Bank Security/compliance and policy guidelines for commercial loan area
Maintain confidentiality of customer information at all times
Stay current on all compliance regulations required through training and education
Qualification
Required
Associate's degree in finance, Accounting, Business and/or similar field of education and/or minimum 5 years previous work experience in lending, loan processing, loan closing, underwriting, banking or similar work experience
Previous experience working with high profile clients and/or direct customer service experience
Well-developed interpersonal and communication skills (verbal & written) in order to communicate and relate effectively with customers and associates
Good accounting/math skills with the ability to work precisely with numbers and financial calculations
Demonstrated ability to represent the organization in a professional, positive manner
Demonstrated problem solving skills with the ability to make independent decisions
Strong organizational skills with the ability to prioritize multiple competing tasks and work in a fast-paced environment
Strong attention to detail with excellent follow up skills
Demonstrated ability to take initiative and to provide ownership over own work in order to get the job done
Strong organizational skills, including the ability to prioritize and remain calm while working in a fast paced/deadline driven environment
Good working knowledge of Microsoft Office Suite, proficient typing/keyboarding skills and the ability and willingness to learn new programs and software
Ability to maintain confidential customer information
Ability to read, write, understand and speak English clearly
Ability to represent the organization in a professional, positive manner
Preferred
Bachelor's degree or 5+ years previous commercial loan processing/underwriting experience
Knowledge of Commercial and Agricultural documentation
Company
Lake Ridge Bank
Lake Ridge Bank is a banking firm that offers financial products and personal banking services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Scott P. Ducke, MBA
Executive Vice President & Chief Operating Officer
Arlyn Steffenson
Executive Vice President and Chief Lending Officer
Recent News
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