Meritrust Credit Union · 2 weeks ago
Portfolio Analyst II
Broomfield, CO
Full-time
Onsite
Senior Level
$33/hr - $41/hr
5+ years expMeritrust Credit Union is committed to creating a diverse and inclusive culture. The Portfolio Analyst II will provide advanced analysis and strategic insights to manage the loan portfolio effectively, influencing credit risk and lending strategy while ensuring regulatory compliance.
Banking
Responsibilities
Conduct advanced portfolio analysis, including stress testing, scenario modeling, and credit migration studies to evaluate portfolio health and emerging risks
Prepare and present portfolio performance, risk trends, and concentration analyses directly to the Executive Leadership Team and Board Committees
Develop, maintain, and refine statistical and predictive models to forecast loan performance, delinquency trends, profitability and credit losses
Provide strategic recommendations on loan product design, risk appetite, and portfolio diversification strategies
Lead initiatives to improve portfolio reporting systems, dashboards, and data integrity in collaboration with IT, Business Intelligence, and Finance teams
Partner with senior leaders across Business Lending, Risk, Consumer Lending, and Mortgage to assess market conditions and align portfolio strategy with organizational goals
Ensure compliance with NCUA regulations, credit union lending policies, and applicable laws governing commercial and consumer lending
Serve as subject matter expert for auditors, regulators, and external examiners, providing timely and accurate data and analysis
Mentor and coach Portfolio Analysts and junior team members, sharing best practices in credit risk assessment and portfolio monitoring
Identify opportunities for process improvements and implement enhancements to strengthen the credit union’s risk management framework
Other duties as assigned
Qualification
Required
Advanced analytical skills with experience in portfolio analysis, stress testing, scenario modeling, and credit migration studies
Experience in developing and maintaining statistical and predictive models
Ability to prepare and present complex data and insights to senior leadership and Board Committees
Strong understanding of credit risk, lending strategy, and regulatory compliance
Experience in collaborating with cross-functional teams, including IT, Business Intelligence, and Finance
Knowledge of NCUA regulations and credit union lending policies
Experience mentoring and coaching junior team members
Strong communication and presentation skills
Ability to identify opportunities for process improvements
Benefits
Comprehensive medical insurance plan
Dental and vision insurance
Generous paid-time-off
12 paid holidays
Annual bonus (discretionary bonus based on achievement of organizational scorecard results)
401(k) plan
Wellness program
Tuition assistance
Employee loan discount
Employee Assistance Program (EAP)
Life and disability coverage
Company
Meritrust Credit Union
Meritrust Credit Union offers loans, insurance, financial education, digital banking, and other services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
James Nastars
President/CEO
Jess Howard
VP, Chief Financial Officer
Recent News
2025-11-02
2025-11-01
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