Everwise Credit Union · 1 month ago
Centralized Underwriter
South Bend, Indiana 46601 - Corporate
Full-time
Hybrid
Mid Level
3+ years expEverwise Credit Union is seeking a Centralized Underwriter who is responsible for reviewing and evaluating consumer loan applications to determine risk levels and make informed credit decisions. The role involves collaborating with branch employees, ensuring compliance with regulations, and maintaining professional relationships while managing the underwriting process.
BankingFinanceFinancial Services
Responsibilities
Review, analyze and evaluate loan applications for completeness and accuracy utilizing departmental policies and strategies
Assess risk factors associated with applicants and determine eligibility for credit to protect credit union assets
Collaborate with branch employees to gather additional information as needed
Responsible for making sound lending decisions based upon Everwise’s underwriting and documentation requirements
Communicate underwriting decisions to the originating loan officer and provide rationale on credit decisions when necessary
Personal lending limit may vary according to experience, quality of loan decisions, and product type
Responsible for maintaining a professional relationship with Retail Branches and MCC team by providing prompt, courteous, and quality service
Ensure compliance with company policies, regulatory requirements and accountable for understanding and applying government laws and regulations and Everwise’s policies and procedures relating to the Anti-Money Laundering Regulations including but not limited to the Bank Secrecy Act (BSA), US PATRIOT ACT and OFAC
Assumes additional responsibilities as necessary for the growth and advancement of the credit union
Qualification
Required
High School diploma or GED
3+ years lending and/or financial experience required
Ability to comprehend detailed instructions
Strong analytical and problem-solving skills
Excellent communication and interpersonal skills
Ability to work well with others in a team environment
Proficient in Microsoft Office Suite
Strong organizational, prioritization and time management skills
Ability to perform efficiently while working under deadlines and time constraints
Variability of shifts may include weekday, evening or weekend hours
Hybrid position with expectation to work in office a minimum of 1 day per week
Company
Everwise Credit Union
Everwise Credit Union is a banking firm that provides savings accounts, mortgages, auto loans, and home equity loan services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Jason M. Osterhage
President + Chief Executive Officer
Todd Brown
Chief Financial Officer
Recent News
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