Upstart · 1 hour ago
Software Engineer, Servicing
United States
Full-time
Remote
Entry, Mid Level
$114K/yr - $197K/yr
2+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Software Engineer on the Servicing Engineering team, you will work closely with cross-functional partners to optimize workflows, automate tasks, and implement scalable solutions, contributing to exceptional customer experiences in the fintech ecosystem.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Work within all areas of the platform from our web interfaces and 3rd party API integrations to backend business logic
Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base
Help us build our engineering team and make Upstart a genuinely awesome place to work
Qualification
Required
2+ years of experience developing full stack web applications professionally
Proficiency in one or more programming languages
Solid grasp of software development principles and best practices for creating scalable and maintainable systems
Proven ability to effectively analyze and solve complex problems
Preferred
Experience with designing, developing, and deploying microservices-based applications
Strong sense of ownership and accountability for the quality and timely delivery of work
Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
Experience with Ruby on Rails and React or NextJS
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (48)
2024 (70)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
2025-12-17
The Motley Fool
2025-12-12
The Motley Fool
2025-12-05
Company data provided by crunchbase