Upstart · 10 hours ago
Software Engineer, Servicing
United States
Full-time
Remote
Entry, Mid Level
$114K/yr - $197K/yr
2+ years expUpstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Software Engineer on the Servicing Engineering team will work on building and automating the loan servicing platform, optimizing workflows, and enhancing customer experiences through technology and data analytics.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Work within all areas of the platform from our web interfaces and 3rd party API integrations to backend business logic
Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base
Help us build our engineering team and make Upstart a genuinely awesome place to work
Qualification
Required
2+ years of experience developing full stack web applications professionally
Proficiency in one or more programming languages
Solid grasp of software development principles and best practices for creating scalable and maintainable systems
Proven ability to effectively analyze and solve complex problems
Preferred
Experience with designing, developing, and deploying microservices-based applications
Strong sense of ownership and accountability for the quality and timely delivery of work
Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
Experience with Ruby on Rails and React or NextJS
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase