Bank OZK · 5 days ago
Commercial Credit Underwriter I
Little Rock, AR
Full-time
Onsite
Entry Level
1+ years expBank OZK is a nationally recognized industry leader in financial services with over 120 years of banking experience. The role of Commercial Credit Underwriter I involves underwriting new and renewed loans, managing credit transactions, and ensuring compliance with the bank's credit policies and standards.
BankingFinanceFinancial Services
Responsibilities
Underwrites basic business banking and commercial department loan requests with total credit exposure (TCE) not to exceed $1MM
Performs annual reviews, financial spreads and global debt service calculations, as necessary
Ensures loan requests are underwritten consistently and in accordance with the Bank’s credit policies, procedures and standards
Manages assigned credit transactions, ensuring the loan requests are handled efficiently and processed in a timely manner, consistent with the Bank’s standards
Under supervision, communicates with lenders, credit officers and management regarding specifics concerning approved and declined loans, when merited
Tracks, monitors, and reports activity on loan applications and decisions, including maintaining a record of loan applications received and booked
Maintains the independence of the underwriting function and the recommendation of the initial credit risk rating
Regularly exercises discretion and judgment in the performance of essential job functions
Maintains good punctuality and attendance to work
Follows Bank policy, procedures and guidelines
Qualification
Required
Bachelor degree or commensurate work experience required
Knowledge of general financial principles
Ability and desire to learn bank regulations related to the Office of Foreign Asset Control, the Bank Secrecy Act, the Anti-Money Laundering Act, and the USA PATRIOT Act
Ability to communicate effective both verbally and in writing
Ability to demonstrate effective customer service skills
Ability to maintain confidentiality
Ability to demonstrate attention to detail, accuracy and thoroughness in work product
Ability to maintain focus and concentration in a fast-paced environment
Ability to work evenings and weekends as necessary
Skill in using computer and Microsoft Office, including Word, Excel and Outlook
Preferred
Minimum of one (1) year of credit underwriting and/or financial analysis work experience preferred
Benefits
Generous PTO
401(k) matching
Health, dental, vision (and pet!) insurance
Special perks and discounts
Company
Bank OZK
Bank OZK provides banking services including savings account, loans, debit, and agricultural lending.
1001-5000 employees
H1B Sponsorship
Bank OZK has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (13)
2023 (10)
2022 (21)
2021 (14)
2020 (5)
Funding
Current Stage
Public CompanyTotal Funding
unknown1997-07-17IPO
Leadership Team
Eric Munson
Senior Vice President, government and institutional banking
Recent News
2026-01-07
2026-01-07
2025-12-26
Company data provided by crunchbase