EMC Insurance Companies · 2 hours ago
Commercial Underwriter III
United States
Full-time
Remote
Mid Level
$79K/yr - $109K/yr
3+ years expEMC Insurance Companies is dedicated to creating a collaborative work environment where employees can thrive and make a meaningful impact. They are seeking a Commercial Underwriter III who will manage a profitable book of business, evaluate complex accounts, and foster relationships with agents to enhance customer experiences. The role involves underwriting policies, analyzing risks, and collaborating with marketing and regional management to achieve agency goals.
Financial ServicesInsurance
Responsibilities
Selects, grows, and maintains a profitable book of business for assigned middle market territory adhering to underwriting authority
Evaluates complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes
Analyzes exposure, company and regional risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or Loss Control and other relevant information to underwrite policies
Develops and fosters agency relationships. Educates agents on EMC products, underwriting appetite, systems, and services
Visits agencies to discuss accounts and provide agents with updates at EMC. Identifies opportunities and potential barriers within agency relationships
Collaborates with marketing representatives to ensure agents receive superior customer experiences, responsiveness, and select EMC as their insurer of choice
Effectively explains risk acceptance and/or rejection decisions to agents. Seeks feedback from agents and takes action to improve their experience and grow strong books of business
Coordinates with marketing and regional management in the agency planning and review processes. Monitors progress of assigned agents and guides agents in achieving annual goals
Qualification
Required
Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
Three years of experience in commercial lines underwriting or related experience
Strong knowledge of underwriting and risk analysis
Strong analytical and negotiating skills
Excellent problem-solving skills and the ability to make sound decisions
Ability to work effectively with others, as well as independently
Ability to maintain high standards of professional competence
Excellent customer service skills
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Strong written and verbal communication skills, including the ability to speak in front of others
Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving
Preferred
Insurance designations, such as AINS, AU, CIC, or CPCU preferred
Strong presentation skills preferred
Company
EMC Insurance Companies
EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1982-02-12IPO
Leadership Team
Matthew Spackman
SVP-Chief Human Resources Officer
P
Philip Lucca
Retired
Recent News
Corridor Business Journal
2025-06-28
2024-04-11
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