United Community · 1 month ago
Loan Ops Consumer Loan Closing Spec I
United Community is looking for a Loan Ops Consumer Loan Closing Spec I to be a key member of their lending team. This role is responsible for managing the end-to-end consumer loan closing process, ensuring accuracy, compliance, and timely execution by coordinating with internal teams and external partners.
Banking
Responsibilities
Coordinate and monitor all stages of the loan closing process
Review and interpret third-party documents including appraisals, title work, flood determinations, and insurance
Ensure all underwriting conditions are met and documented before issuing a “clear to close.”
Communicate with internal and external stakeholders including lenders, attorneys, title companies, and vendors
Prepare and review loan documentation for accuracy and compliance
Maintain accurate records and ensure timely follow-up to meet service level agreements
Support compliance with all regulatory and internal policy requirements
Provide exceptional customer service and foster a collaborative team environment
Qualification
Required
1–2 years of experience in a financial institution, with a focus on due diligence or loan documentation
1+ years of consumer loan documentation experience
Experience in an automated loan origination environment is highly desirable
High school diploma or equivalent required; college degree preferred
Strong knowledge of consumer lending, loan documentation, and regulatory compliance
Familiarity with third-party documents such as title work, appraisals, and insurance
Proficiency in Microsoft Office (Excel, Word, Outlook)
Experience with banking systems such as Meridian Link, 360 View, LaserPro, TruStage, Navigator, and UCBI systems
Excellent organizational and time management skills
Ability to escalate and resolve issues effectively
Strong interpersonal and communication skills
Preferred
Completion of Loan Closing Specialist Certification Program (Level I)
Understanding of complex credit structures and multiple funding sources
Knowledge of fair lending practices and regulations (CIP, Reg H, HMDA, CRA, Reg O)
Ability to calculate Loan-to-Value ratios and assess insurance adequacy
Company
United Community
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve.