Stock Yards Bank & Trust · 22 hours ago
Mortgage Loan Officer - Lexington
Greater Lexington Area
Full-time
Onsite
Mid LevelStock Yards Bank & Trust is a financial institution with a focus on mortgage lending, and they are seeking a Mortgage Loan Officer to generate loan volume through sales efforts with builders, realtors, and other contacts. The role involves consulting with customers, compiling loan applications, and ensuring compliance with lending guidelines while maintaining strong communication throughout the loan process.
Banking
Responsibilities
Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
Collect, compile and analyze information for acceptability for approval for investor’s loan product
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
Follow up closely with processor to ensure loans are closed timely
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
Other duties as assigned
Qualification
Required
High school/GED education
Must have previous experience as a Mortgage Loan Officer
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts
Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others
Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures
Employees should also be flexible to changing working situations and able to meet deadlines as they arise
PC Literacy with 35 WPM typing skills
Professional appearance and demeanor
Excellent sales and negotiating skills, and assertiveness
Ability to perform in high pressure situations
Preferred
College degree
Outside sales experience with FHA, VA, and conventional lending
Knowledge of basic underwriting guidelines
Benefits
401(k) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer / Disease insurance
Accident insurance
Flexible Spending Accounts
Health Savings Accounts
Bank paid Life / AD& D insurance
Voluntary Life / AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program
Company
Stock Yards Bank & Trust
Stock Yards Bancorp, Inc., was incorporated in 1988 as a bank holding company.
Founded in 1904
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
James "Ja" Hillebrand
CEO
Connie Grivois
Executive Assistant to the Chairman and CEO
Recent News
2023-11-21
Company data provided by crunchbase